St. Charles County property record for 11 Windstone Ct, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,410 sqft · built 1990 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,966 (2025) |
| Deeds & Mortgages | Jun 2023 Sale Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A912000481 |
| Primary APN | A912000481 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,410 sqft Living Area |
| Gross Area | 1,938 sqft |
| 1st Floor Area | 978 sqft |
| Basement Area | 480 sqft |
| Finished Basement | 432 sqft |
| Unfinished Basement | 48 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Patio Area | 28 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A912000481 |
|---|---|
| Street Address | 11 WINDSTONE CT |
| City | O FALLON |
| State | MO |
| Zip | 63366-3146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDSONG #2 LOT 46 |
| Legal Subdivision | WINDSONG #2 |
| Legal Lot Number | 46 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | DARDENNE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 311734 |
Source: St. Charles County records · APN A912000481
Assessment roll updated August 13, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 WINDSTONE CT, O FALLON, MO 63366-3146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 06, 2023 | Deed, Transfer INVESTORS TITLE COMPANY |
| Dec 26, 2017 | Warranty Deed, Transfer · FHA Mortgage F&B ACQUISITION GROUP LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 06, 2023 |
| Deed Sale | Jun 06, 2023 |
| Prior Sale | Dec 26, 2017 · Amount on Record |
| Deed Document Number | 202321704 |
| Prior Transfer Date | Mar 24, 2000 |
| Prior Transfer Doc | 0000084203 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 06, 2023 |
| Property Address | 11 WINDSTONE CT, O FALLON, MO 63366-3146 |
| Document Number | 0000021704 |
| Map Reference | MB 30 PG 123 |
| Instrument Date | Jun 02, 2023 |
| Instrument | 2023R-021704 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2023 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1180 SHANNON LN, XENIA, OH 45385-2788 |
| Name | Verified Name |
|---|---|
| Address | 11 WINDSTONE CT, O FALLON, MO 63366-3146 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 26, 2017 |
| Property Address | 11 WINDSTONE CT, O FALLON, MO 63366-3146 |
| Document Number | 0068562427 |
| Book / Page | 6856 / 2427 |
| Map Reference | MB 30 PG 123 |
| Instrument Date | Dec 14, 2017 |
| Instrument | 20171226000788380 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3466 CHEROKEE CIR, 3466, SYRACUSE, NY 13215-9619 |
| Name | Verified Name |
|---|---|
| Address | 11 WINDSTONE CT, O FALLON, MO 63366-3146 |
| Document Number | 20171226000788390 |
|---|---|
| Date | Dec 26, 2017 |
| Instrument | 20171226000788390 |
| Name | F&B ACQUISITION GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,966.00 (+5.36%) | $45,997 (+8.54%) | $242,092 (+8.55%) Building $242,092 |
| 2024 | $2,815.00 | ||
| 2023 | $42,376 | ||
| 2022 | $223,031 Land $44,000 Building $179,031 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), as of August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833117343, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA, Verizon, WH i3B Bidco LLC/WH i3B Topco, Wisper ISP.
Based on FCC filings for 340 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MO6024530, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures