Pottawatomie County property record for 13 Whispering Oaks Dr, Mcloud, OK 74851
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 1998 |
| Owner | 2 Individual Names on File |
| Tax Bill | $285 (2025) |
| Deeds & Mortgages | Aug 2018 Transfer Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31060 |
| Primary APN | 31060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Mobile Home |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Deck Area | 16 sqft |
|---|---|
| Patio Area | 128 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 31060 |
|---|---|
| Old Parcel Number | 478500105300000000 |
| Street Address | 13 WHISPERING OAKS DR |
| City | MCLOUD |
| State | OK |
| Zip | 74851-8134 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | RUSTIC OAKS ESTATES II LOT 53 |
| Legal Range | 02E |
| Legal Township | 11N |
| Legal Section | 26 |
| Legal Quarter | NW |
| Legal Subdivision | RUSTIC OAKS ESTATES #2 |
| Legal Block | 1 |
| Legal Lot Number | 53 |
| Jurisdiction | POTTAWATOMIE OK |
| Township / Civil Division | SHAWNEE |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 501005 |
13 Whispering Oaks Dr, a mobile home, is owned and occupied by two individuals who acquired it in August 2018.
Source: Pottawatomie County records, as of January 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 WHISPERING OAKS DR, MCLOUD, OK 74851-8134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2018 | Affidavit of Death, Transfer NOT AVAILABLE |
| Aug 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANCFIRST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2018 |
| Deed Sale | Aug 10, 2018 |
| Deed Document Number | 0020189381 |
| Record Updated | Jun 8, 2026 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | POTTAWATOMIE OK |
| Recording Date | Aug 16, 2018 |
| Property Address | 13 WHISPERING OAKS DR, MCLOUD, OK 74851-8134 |
| Document Number | 0000009331 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 9331 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 WHISPERING OAKS DR MCLOUD OK 748518134, MCLOUD, OK 74851-8134 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POTTAWATOMIE OK |
| Property Address | 13 WHISPERING OAKS DR, MCLOUD, OK 74851-8134 |
| Document Number | 0000009214 |
| Instrument Date | Aug 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 13 WHISPERING OAKS DR MCLOUD OK 748518134, MCLOUD, OK 74851-8134 |
| Document Number | 0000009214 |
|---|---|
| Date | Aug 13, 2018 |
| Instrument | 9214 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Address | MCLOUD, OK 74851 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 12, 2028 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 13 Whispering Oaks Dr was $285 with a homeowner's exemption, down 22.6% from the year before.
Source: Pottawatomie County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Pottawatomie County |
| Unified School District | Dale Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $285.00 (-22.55%) Homeowner's exemption | $4,131 (+2.99%) Land $1,195 Building $2,936 | $61,141 (+0.66%) Land $12,000 Building $49,141 |
| 2024 | $368.00 (+6.05%) | $4,011 (+5%) Land $1,161 Building $2,850 | $60,743 (+90.81%) Land $12,000 Building $48,743 |
| 2023 | $347.00 | $3,820 Land $1,140 Building $2,680 | $31,835 Land $9,500 Building $22,335 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13 Whispering Oaks Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13 Whispering Oaks Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 76% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Atlink Services Fixed Wireless | 100 / 20 |
| Dobson Fiber DSL · not low latency | 10 / 1 |
May also be available: AT&T.
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