Pottawatomie County property record for 11 Whispering Oaks Dr, Mcloud, OK 74851
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 720 sqft · built 1976 |
| Owner | 2 Individual Names on File |
| Tax Bill | $153 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31061 |
| Primary APN | 31061 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Year Built | Built 1976 |
|---|---|
| Architectural Style | Mobile Home |
| Exterior Material | Metal |
| Construction Type | Manufactured |
| Foundation Type | Block |
| Roof Material | Metal |
| Patio Area | 64 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 31061 |
|---|---|
| Old Parcel Number | 478500105400000000 |
| Street Address | 11 WHISPERING OAKS DR |
| City | MCLOUD |
| State | OK |
| Zip | 74851-8134 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | RUSTIC OAKS ESTATES II LOT 54 |
| Legal Range | 02E |
| Legal Township | 11N |
| Legal Section | 26 |
| Legal Quarter | NW |
| Legal Subdivision | RUSTIC OAKS ESTATES #2 |
| Legal Block | 1 |
| Legal Lot Number | 54 |
| Jurisdiction | POTTAWATOMIE OK |
| Township / Civil Division | SHAWNEE |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 501005 |
11 Whispering Oaks Dr, a mobile home, is owned by two individuals who acquired it in August 2018.
Source: Pottawatomie County records, as of January 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 WHISPERING OAKS DR, MCLOUD, OK 74851-8134 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2018 |
| Deed Sale | Aug 10, 2018 |
| Deed Document Number | 0020189381 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POTTAWATOMIE OK |
| Property Address | 11 WHISPERING OAKS DR, MCLOUD, OK 74851-8134 |
| Document Number | 0000009214 |
| Instrument Date | Aug 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 13 WHISPERING OAKS DR MCLOUD OK 748518134, MCLOUD, OK 74851-8134 |
| Document Number | 0000009214 |
|---|---|
| Date | Aug 13, 2018 |
| Instrument | 9214 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Address | MCLOUD, OK 74851 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 12, 2028 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 11 Whispering Oaks Dr was $153, up 4.1% from the year before.
Source: Pottawatomie County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Pottawatomie County |
| Unified School District | Dale Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $153.00 (+4.08%) | $1,685 (+4.98%) Land $916 Building $769 | $21,924 (-) Land $12,000 Building $9,924 |
| 2024 | $147.00 (+5.76%) | $1,605 (+4.97%) Land $873 Building $732 | $21,924 (+24.92%) Land $12,000 Building $9,924 |
| 2023 | $139.00 | $1,529 Land $827 Building $702 | $17,550 Land $9,500 Building $8,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Whispering Oaks Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Whispering Oaks Dr is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · lower than 69% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Atlink Services Fixed Wireless | 50 / 10 |
| Dobson Fiber DSL · not low latency | 10 / 1 |
May also be available: AT&T, T-Mobile, Verizon.
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