13 West St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 13 West St, Natick, MA 01760

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 2,114 sqft · built 1875
Lot Size	0.494 acres (21,501 sqft)
Owner	2 Individual Names on File
Last Sale	$973,500 (Jul 2024)
Tax Bill	$10,032 (2025)
Deeds & Mortgages	Aug 2023 Refinance Nov 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`50-00000019`

Property Details

APN / Parcel Number

Primary APN	`50-00000019`
Alternative APN	`NATI M:00000050 P:00000019`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,114 sqft Living Area
1st Floor Area	995 sqft
Basement Area	995 sqft
Unfinished Basement	995 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1875
Effective Year Built	Effective 2016
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,501 sqft (0.494 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	50-00000019
Street Address	13 WEST ST
City	NATICK
State	MA
Zip	01760-4316
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RSA
Jurisdiction	NATICK MA
Township / Civil Division	NATICK
Census Block Group	2
Census Block	2000
Census Tract	382400

Owner

13 West St, a duplex, is owned by two individuals who bought it in July 2024.

Source: Middlesex County and Natick Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	383 CHARLES RIVER ST, NEEDHAM, MA 02492-1005
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 7, 2025	Deed of Trust, Mortgage · Line of Credit NEEDHAM BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2024 · Amount on File
Deed Sale	Jul 2, 2024 · Amount on File
Prior Sale	Dec 17, 2015 · Amount on File
Deed Book / Page	82964 / 297
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	13 WEST ST, NATICK, MA 01760-4316
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081919-460
Date	Aug 23, 2023
Book Page	81919/460
Instrument	94973

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	13 WEST ST, NATICK, MA 01760-4316
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084848-287
Date	Nov 7, 2025
Book Page	84848/287
Instrument	136391

Lender

Name	NEEDHAM BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 13 West St was $10,032, up 5.5% from the year before.

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Natick Town
Unified School District	Natick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,032.00 (+5.49%)	$838,800 (+8.13%) Land $449,500 Building $389,300	$943,873
2024	$9,510.00 (+1.28%)	$775,700 (+4.42%) Land $423,000 Building $352,700
2023	$9,390.00	$742,900 Land $404,900 Building $338,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 West St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 West St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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