Stephens County property record for 13 Summit Ridge Dr, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,433 sqft · built 1999 |
| Lot Size | 0.739 acres (32,234 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $259,000 (Feb 2018) |
| Tax Bill | $4,249 (2025) |
| Deeds & Mortgages | Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 019C 014 |
| Primary APN | 019C 014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,433 sqft Heated Area |
| Attic Area | 420 sqft |
| Basement Area | 1,306 sqft |
| Finished Basement | 1,306 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 32,234 sqft (0.739 acres) |
| Terrain | Rolling |
| Garage Area | 420 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 450 sqft |
| Patio Area | 450 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 546617 |
|---|---|
| Street Address | 13 SUMMIT RIDGE DR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-3929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 71 PH 2 THE SUMMIT |
| Legal Subdivision | THE SUMMIT |
| Legal Phase | 2 |
| Legal Lot Number | 71 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 970101 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13 SUMMIT RIDGE DR, TOCCOA, GA 30577-3929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2018 · Amount on Record |
| Deed Sale | Feb 15, 2018 · Amount on Record |
| Prior Sale | Nov 4, 2014 · Amount on Record |
| Deed Document Number | 0001142456 |
| Deed Book / Page | 1142 / 456 |
| Last Transfer Date | Feb 16, 2018 |
| Transfer Doc | 0011420456 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Feb 16, 2018 |
| Property Address | 13 SUMMIT RIDGE DR, TOCCOA, GA 30577-3929 |
| Document Number | 0011420456 |
| Book / Page | 001142 / 000456 |
| Instrument Date | Feb 15, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $259.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 SUMMIT RIDGE DR TOCCOA GA 305773929, TOCCOA, GA 30577-3929 |
| Document Number | 11420458 |
|---|---|
| Date | Feb 16, 2018 |
| Book Page | 001142/000458 |
| Name | STATE FARM BK |
|---|---|
| Type | Bank |
| Address | EARTH CITY, MO 63045 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 15, 2048 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,249.00 (+25.04%) Homeowner's exemption | $189,583 (+63.2%) Land $7,092 Building $182,491 | $473,957 (+63.2%) Land $17,729 Building $456,228 |
| 2023 | $3,398.00 (+3.98%) Homeowner's exemption | $116,168 (+5.81%) Land $7,092 Building $109,076 | $290,420 (+5.81%) Land $17,729 Building $272,691 |
| 2022 | $3,268.00 Homeowner's exemption | $109,785 Land $14,298 Building $95,487 | $274,462 Land $35,744 Building $238,718 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 79% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
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