Stephens County property record for 1085 Summit Ridge Dr, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,940 sqft · built 1996 |
| Lot Size | 2.05 acres (89,298 sqft) |
| Owner | Individual Name on File |
| Last Sale | $152,500 (Oct 2012) |
| Tax Bill | $5,324 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 020A 030 |
| Primary APN | 020A 030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,940 sqft Heated Area |
| Basement Area | 1,795 sqft |
| Finished Basement | 1,537 sqft |
| Unfinished Basement | 258 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 89,298 sqft (2.05 acres) |
| Garage Area | 620 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 137 sqft |
| Deck Area | 360 sqft |
| Patio Area | 720 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 491912 |
|---|---|
| Street Address | 1085 SUMMIT RIDGE DR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8490 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOTS 8 & 9 PH 1 THE SUMMIT |
| Legal Subdivision | THE SUMMIT |
| Legal Phase | 1 |
| Legal Lot Number | 8,9 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 970101 |
1085 Summit Ridge Dr is owned and occupied by an individual who bought it in October 2012.
Source: Stephens County records, as of March 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1085 SUMMIT RIDGE DR, TOCCOA, GA 30577-8490 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2012 · Amount on File |
| Deed Sale | Oct 17, 2012 · Amount on File |
| Prior Sale | May 3, 2011 · Amount on File |
| Deed Document Number | 20121077 |
| Deed Book / Page | 996 / 32 |
| Transfer Doc | 0009140148 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1085 Summit Ridge Dr was $5,324 with a homeowner's exemption.
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,324.00 Homeowner's exemption | $230,399 Land $15,838 Building $214,561 | $575,998 Land $39,596 Building $536,402 |
| 2023 | $4,561.00 (+4.87%) | $153,209 (+4.86%) Land $15,838 Building $137,371 | $383,023 (+4.86%) Land $39,596 Building $343,427 |
| 2022 | $4,349.00 | $146,108 Land $15,838 Building $130,270 | $365,271 Land $39,596 Building $325,675 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1085 Summit Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1085 Summit Ridge Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 79% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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