Westerly Town property record for 13 Spray Rock Rd, Westerly, RI 02891
| Property Type | Seasonal / Vacation Home |
|---|---|
| Lot Size | 1.47 acres (64,412 sqft) |
| Owner | Trust Name on File |
| Last Sale | $1,198,000 (Mar 1996) |
| Tax Bill | $88,964 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | WEST M:169 B:15 |
| Primary APN | WEST M:169 B:15 |
|---|---|
| Alternative APNs |
|
| Lot Area | 64,412 sqft (1.47 acres) |
|---|---|
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|
| Account Number | 16133725 |
|---|---|
| Street Address | 13 SPRAY ROCK RD |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4606 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Block | 15 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 51000 |
13 Spray Rock Rd, a residential property, is held in a trust since March 1996.
Source: Westerly Town records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 676 TITICUS RD, NORTH SALEM, NY 10560-2106 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 1996 · Amount on File |
| Deed Sale | Mar 15, 1996 · Amount on File |
| Deed Book / Page | 590 / 84 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 13 Spray Rock Rd was $88,964.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $88,964.00 | $12,512,500 Land $10,882,100 Building $1,630,400 | $2,112,170 |
| 2023 | $78,384.00 (+0.63%) | $8,148,000 (-) Land $7,098,300 Building $1,049,700 | |
| 2022 | $77,895.00 | $8,148,000 Land $7,098,300 Building $1,049,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13 Spray Rock Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 140 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 143 units insured incl. 3 condo units |
| Nearby Flood Claims | 28 (1985–2021) |
| Claims Outside the SFHA | 8 of 28 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13 Spray Rock Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile.
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