Westerly Town property record for 12 Spray Rock Rd, Westerly, RI 02891
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,220 sqft · built 1927 |
| Lot Size | 0.472 acres (20,550 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,100,000 (Sep 2020) |
| Tax Bill | $38,442 (2025) |
| Deeds & Mortgages | Feb 2026 Sale Sep 2020 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | WEST M:169 B:9 |
| Primary APN | WEST M:169 B:9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,220 sqft Living Area |
| Gross Area | 5,042 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,550 sqft (0.472 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3093390 |
|---|---|
| Street Address | 12 SPRAY ROCK RD |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4609 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Block | 9 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 51000 |
Source: Westerly Town records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 SPRAY ROCK RD, WESTERLY, RI 02891-4609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 13, 2026 | Warranty Deed, Transfer |
| Sep 16, 2020 | Trustee's Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2020 · Amount on Record |
| Deed Sale | Sep 16, 2020 · Amount on Record |
| Deed Document Number | 20204374 |
| Deed Book / Page | 2020 / 19082 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Feb 13, 2026 |
| Property Address | 12 SPRAY ROCK RD, WESTERLY, RI 02891-4609 |
| Document Number | 02026-2126 |
| Book / Page | 2026 / 2126 |
| Instrument Date | Feb 12, 2026 |
| Instrument | 2026-472 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Sep 16, 2020 |
| Property Address | 12 SPRAY ROCK RD, WESTERLY, RI 02891-4609 |
| Document Number | 2020-9082 |
| Book / Page | 002020 / 019082 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 4374 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 12 SPRAY ROCK RD WESTERLY RI 028914609, WESTERLY, RI 02891-4609 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $38,442.00 (+10.86%) | $5,406,800 (+5%) Land $4,884,600 Building $522,200 |
| 2023 | $34,675.00 (+0.63%) | $3,604,500 (-) Land $3,172,000 Building $432,500 |
| 2022 | $34,459.00 | $3,604,500 Land $3,172,000 Building $432,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 140 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 143 units insured incl. 3 condo units |
| Nearby Flood Claims | 28 (1985–2021) |
| Claims Outside the SFHA | 8 of 28 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile.
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