Hampden County and Westfield City property record for 13 Smith Ave, Westfield, MA 01085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 972 sqft · built 1962 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,000 (Jul 2025) |
| Tax Bill | $3,845 (2025) |
| Deeds & Mortgages | Jun 2024 Line of Credit Jul 2025 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | WFLD M:68 L:13 |
| Primary APN | WFLD M:68 L:13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 972 sqft Living Area |
| Gross Area | 2,848 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,250 sqft (0.189 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 13 SMITH AVE |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-2710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 13 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 812901 |
Source: Hampden County and Westfield City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13 SMITH AVE, WESTFIELD, MA 01085-2710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jun 12, 2024 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Jul 9, 2025 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2025 · Amount on Record |
| Deed Sale | Jul 9, 2025 · Amount on Record |
| Prior Sale | Feb 16, 2001 · Amount on Record |
| Deed Book / Page | 25934 / 112 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 13 SMITH AVE, WESTFIELD, MA 01085-2710 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 025451-160 |
|---|---|
| Date | Jun 12, 2024 |
| Book Page | 25451/160 |
| Instrument | 25389 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Jul 9, 2025 |
| Property Address | 13 SMITH AVE, WESTFIELD, MA 01085-2710 |
| Document Number | 025934-112 |
| Book / Page | 25934 / 112 |
| Instrument Date | Jul 9, 2025 |
| Instrument | 30911 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 SMITH AVE, WESTFIELD, MA 01085-2710 |
| Document Number | 0000030912 |
|---|---|
| Date | Jul 9, 2025 |
| Instrument | 30912 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,845.00 (+3.92%) | $253,300 (+16.25%) Land $96,800 Building $156,500 | $338,295 (+23.35%) |
| 2024 | $274,265 | ||
| 2023 | $3,700.00 | $217,900 Land $83,800 Building $134,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (1982–1999) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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