Hampden County and Westfield City property record for 10 Smith Ave, Westfield, MA 01085
| Property Type | Duplex |
|---|---|
| Details | 8 bd · 3.5 ba · 2,855 sqft · built 1880 |
| Lot Size | 0.212 acres (9,240 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Jun 2016) |
| Tax Bill | $4,890 (2026) |
| Deeds & Mortgages | Dec 2021 Refinance Oct 2021 Transfer + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | WFLD M:66 L:11 |
| Primary APN | WFLD M:66 L:11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 14 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,855 sqft Living Area |
| Gross Area | 4,532 sqft |
| Basement Area | 1,038 sqft |
| Unfinished Basement | 1,038 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,240 sqft (0.212 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 10 SMITH AVE |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-2767 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RB |
| Legal Lot Number | 11 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 812701 |
10 Smith Ave, a duplex, is owned by two individuals who acquired it in October 2021.
Source: Hampden County and Westfield City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 JUNES WAY, SPRINGFIELD, MA 01108-3374 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB |
| Oct 19, 2021 | Quit Claim Deed, Transfer Quitclaim |
| May 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS FIN & MTG CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2016 · Amount on File |
| Deed Sale | Jun 14, 2016 · Amount on File |
| Prior Sale | Mar 11, 2016 · Amount on File |
| Deed Book / Page | 21218 / 34 |
| Last Transfer Date | Oct 19, 2021 |
| Transfer Doc | 24190-595 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 10 SMITH AVE, WESTFIELD, MA 01085-2767 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 024302-379 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | 24302/379 |
| Instrument | 88925 |
| Name | WESTFIELD BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Oct 19, 2021 |
| Property Address | 10 SMITH AVE, WESTFIELD, MA 01085-2767 |
| Document Number | 24190-595 |
| Book / Page | 24190 / 595 |
| Instrument Date | Oct 19, 2021 |
| Instrument | 73904 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 23 JUNES WAY, SPRINGFIELD, MA 01108-3374 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 10 SMITH AVE, WESTFIELD, MA 01085-2767 |
| Document Number | 22660-477 |
| Instrument Date | May 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 23 JANIS RD WESTFIELD MA 01085, WESTFIELD, MA 01085 |
| Document Number | 22660-477 |
|---|---|
| Date | May 10, 2019 |
| Book Page | 022660/000477 |
| Instrument | 24303 |
| Name | MISCELLANEOUS FIN & MTG CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 10 Smith Ave was $4,890, up 9.8% from the year before.
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,890.00 (+9.79%) | $327,500 (+11.62%) Land $93,000 Building $234,500 | $340,373 |
| 2025 | $4,454.00 | $293,400 Land $97,100 Building $196,300 | |
| 2023 | $4,143.00 | $244,000 Land $84,100 Building $159,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Smith Ave in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Smith Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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