13 Rust Rd, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 13 Rust Rd, Gorham, ME 04038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,306 sqft · built 1982
Lot Size	14.2 acres (620,294 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Jan 2023)
Tax Bill	$6,049 (2025)
Deeds & Mortgages	Dec 2024 Refinance Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60-0015-0001`

Property Details

APN / Parcel Number

Primary APN	`60-0015-0001`
Alternative APN	`GRHM M:060 B:015 L:001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,306 sqft Living Area
Gross Area	2,208 sqft
1st Floor Area	1,104 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	620,294 sqft (14.2 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	60-0015-0001
Street Address	13 RUST RD
City	GORHAM
State	ME
Zip	04038-2036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	COLLEEN M HOYT SURV
Legal Block	15
Legal Lot Number	1
Jurisdiction	GORHAM ME
Township / Civil Division	GORHAM
Census Block Group	1
Census Block	1043
Census Tract	4100

Owner

Source: Cumberland County and Gorham Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13 RUST RD, GORHAM, ME 04038-2036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CPORT CREDIT UNION
Jan 18, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2023 · Amount on Record
Deed Sale	Jan 18, 2023 · Amount on Record
Deed Document Number	20231873
Deed Book / Page	39948 / 168
Record Updated	Sep 20, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	13 RUST RD, GORHAM, ME 04038-2036
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0411730170
Date	Dec 9, 2024
Book Page	41173/170
Instrument	46692

Lender

Name	CPORT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2035

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GORHAM ME
Recording Date	Jan 18, 2023
Property Address	13 RUST RD, GORHAM, ME 04038-2036
Document Number	0399480168
Book / Page	39948 / 168
Instrument Date	Jan 17, 2023
Instrument	1873
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13 RUST RD, GORHAM, ME 04038-2036

Mortgage

Document Number	0000001874
Date	Jan 18, 2023
Instrument	1874

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gorham Town
Unified School District	Gorham (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,049.00 (+0.68%)	$408,700 (-) Land $166,800 Building $241,900
2024	$6,008.00 (+14.39%)	$408,700 (-) Land $166,800 Building $241,900
2022	$5,252.00	$408,700 Land $166,800 Building $241,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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