12 Rust Rd, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 12 Rust Rd, Gorham, ME 04038

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,613 sqft · built 1993
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Nov 2019)
Tax Bill	$5,772 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Aug 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GRHM M:113 B:019 L:000`

Property Details

APN / Parcel Number

Primary APN	`GRHM M:113 B:019 L:000`
Alternative APN	`5554`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,613 sqft Living Area
Gross Area	3,937 sqft
1st Floor Area	832 sqft
Attic	Attic
Attic Area	576 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2001
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,113 sqft (1.38 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5554
Street Address	12 RUST RD
City	GORHAM
State	ME
Zip	04038-2039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	19
Jurisdiction	GORHAM ME
Township / Civil Division	GORHAM
Census Block Group	1
Census Block	1035
Census Tract	4100

Owner

Source: Cumberland County and Gorham Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 RUST RD, GORHAM, ME 04038-2039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Line of Credit EVERGREEN CU
Aug 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Nov 13, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2019 · Amount on Record
Deed Sale	Nov 13, 2019 · Amount on Record
Prior Sale	Jul 9, 2013 · Amount on Record
Deed Document Number	201958309
Deed Book / Page	36167 / 125
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	12 RUST RD, GORHAM, ME 04038-2039
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0392210252
Date	Mar 2, 2022
Book Page	39221/252
Instrument	11753

Lender

Name	EVERGREEN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	12 RUST RD, GORHAM, ME 04038-2039
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0385220302
Date	Aug 9, 2021
Book Page	38522/302
Instrument	56981

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GORHAM ME
Recording Date	Nov 13, 2019
Property Address	12 RUST RD, GORHAM, ME 04038-2039
Document Number	0361670125
Book / Page	36167 / 125
Instrument Date	Nov 12, 2019
Instrument	58309
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 MADISON ST, WESTBROOK, ME 04092-2126

Mortgage

Document Number	0000058310
Date	Nov 13, 2019
Instrument	58310

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gorham Town
Unified School District	Gorham (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,772.00 (+0.68%)	$390,000 (-) Land $75,000 Building $315,000
2024	$5,733.00 (+14.39%)	$390,000 (-) Land $75,000 Building $315,000
2022	$5,012.00	$390,000 Land $75,000 Building $315,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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