13 Roger Dr, Esko, MN 55733 Property Records

Carlton County property record for 13 Roger Dr, Esko, MN 55733

Property Summary

Property Type	Single Family Home
Lot Size	2.02 acres (88,143 sqft)
Owner	2 Individual Names on Record
Last Sale	$156,000 (Sep 2009)
Tax Bill	$3,376 (2026)
Deeds & Mortgages	Aug 2021 Refinance May 2013 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`78-410-0400`

Property Details

APN / Parcel Number

Primary APN	`78-410-0400`
Alternative APN	`28114`

Exterior

Lot Area	88,143 sqft (2.02 acres)

Location & Zoning

Account Number	28114
Street Address	13 ROGER DR
City	ESKO
State	MN
Zip	55733-9708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 & TH PT OF LOT 21 N OF FOLL DESC LN WILMART DIVISION
Legal Subdivision	WILMART DIVISION
Legal Lot Number	20-21
Jurisdiction	CARLTON MN
Township / Civil Division	THOMSON
Census Block Group	2
Census Block	2023
Census Tract	70300

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13 ROGER DR, ESKO, MN 55733-9708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AFFINITY PLUS FEDERAL CREDIT UNION
May 28, 2013	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 1, 2009	Warranty Deed, Transfer RES TITLE, RELS TITLE
Sep 1, 2009	Quit Claim Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2009 · Amount on Record
Deed Sale	Sep 1, 2009 · Amount on Record
Deed Document Number	2009426508
Prior Transfer Date	Aug 27, 2009
Prior Transfer Doc	0000426507
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	13 ROGER DR, ESKO, MN 55733-9708
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000501279
Date	Aug 31, 2021
Instrument	A000501279

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	145 Months
Due	Sep 1, 2033

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	13 ROGER DR, ESKO, MN 55733-9708
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000450697
Date	May 28, 2013
Instrument	A000450697

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2033

September 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Sep 1, 2009
Property Address	13 ROGER DR, ESKO, MN 55733-9708
Document Number	A000426508
Instrument Date	Aug 27, 2009
Instrument	A000426508
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	RES TITLE, RELS TITLE

Transaction

Amount	Amount Recorded
Tax	$514.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13 ROGER DR, ESKO, MN 55733-9708

September 2009: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARLTON MN
Recording Date	Sep 1, 2009
Property Address	13 ROGER DR, ESKO, MN 55733-9708
Document Number	A000426507
Instrument Date	Aug 27, 2009
Instrument	A000426507
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	RELS TITLE

Transaction

Tax	$1.65
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2701 WELLS FARGO WAY, MINNEAPOLIS, MN 55467-8000

Mortgage

Document Number	A000426509
Date	Sep 1, 2009
Instrument	A000426509

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2039

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Thomson Township
Unified School District	Esko Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,376.00 (+7.24%) Homeowner's exemption
2025		$303,000 (+3.24%) Land $99,000 Building $204,000	$303,000 (+3.24%) Land $99,000 Building $204,000
2024	$3,148.00 Homeowner's exemption	$293,500 (+8.3%) Land $99,000 Building $194,500	$293,500 (+8.3%) Land $99,000 Building $194,500
2023	$3,148.00 Homeowner's exemption	$271,000 (-) Land $93,600 Building $177,400	$271,000 (-) Land $93,600 Building $177,400
2022		$271,000 Land $93,600 Building $177,400	$271,000 Land $93,600 Building $177,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1985–2012)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber · Cable	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: Verizon.

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