12 Roger Dr, Esko, MN 55733 Property Records

Carlton County property record for 12 Roger Dr, Esko, MN 55733

Property Summary

Property Type	Single Family Home
Lot Size	0.784 acres (34,167 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Jul 2017)
Tax Bill	$3,726 (2026)
Deeds & Mortgages	Apr 2021 Refinance Oct 2011 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`78-410-0260`

Property Details

APN / Parcel Number

Primary APN	`78-410-0260`
Alternative APN	`28107`

Exterior

Lot Area	34,167 sqft (0.784 acres)

Location & Zoning

Account Number	28107
Street Address	12 ROGER DR
City	ESKO
State	MN
Zip	55733-9708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOCKET 306364 WILMART DIVISION
Legal Subdivision	WILMART DIVISION
Legal Lot Number	13
Jurisdiction	CARLTON MN
Township / Civil Division	THOMSON
Census Block Group	2
Census Block	2023
Census Tract	70300

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 ROGER DR, ESKO, MN 55733-9708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHWOODS CREDIT UNION
Oct 28, 2011	Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK INC
Mar 17, 2005	Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK INC
Mar 8, 2005	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK INC
Nov 16, 2010	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CREDIT UNION
Apr 9, 2020	Quit Claim Deed, Transfer Quitclaim
Jul 20, 2017	Warranty Deed, Transfer · Conventional Mortgage NORTHWOODS CU
Feb 10, 2014	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2017 · Amount on Record
Deed Sale	Jul 20, 2017 · Amount on Record
Deed Document Number	2017475157
Last Transfer Date	Mar 20, 2020
Transfer Doc	0000491173
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	12 ROGER DR, ESKO, MN 55733-9708
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000498428
Date	Apr 14, 2021
Instrument	A000498428

Lender

Name	NORTHWOODS CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	12 ROGER DR, ESKO, MN 55733-9708
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000440094
Date	Oct 28, 2011
Instrument	A000440094

Lender

Name	REPUBLIC BANK INC
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	12 ROGER DR, ESKO, MN 55733-9708
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000390522
Date	Mar 17, 2005
Instrument	A000390522

Lender

Name	REPUBLIC BANK INC
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	12 ROGER DR, ESKO, MN 55733-9708
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	RES TITLE, RELS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000390274
Date	Mar 8, 2005
Instrument	A000390274

Lender

Name	REPUBLIC BANK INC
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2035

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	12 ROGER DR, ESKO, MN 55733-9708
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	NATIONAL TITLE/DULUTH INC, NATIONAL TITLE DULUTH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000434206
Date	Nov 16, 2010
Instrument	A000434206

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2025

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARLTON MN
Recording Date	Apr 9, 2020
Property Address	12 ROGER DR, ESKO, MN 55733-9708
Document Number	A000491173
Instrument Date	Mar 20, 2020
Instrument	A000491173
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 ROGER DR, ESKO, MN 55733-9708

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Jul 20, 2017
Property Address	12 ROGER DR, ESKO, MN 55733-9708
Document Number	A000475157
Instrument	A000475157
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	NORTH SHORE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$957.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 ROGER DR, ESKO, MN 55733-9708

Mortgage

Document Number	A000475158
Date	Jul 20, 2017
Instrument	A000475158

Lender

Name	NORTHWOODS CU
Type	Credit Union
Address	CLOQUET, MN 55720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

February 2014: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CARLTON MN
Recording Date	Feb 10, 2014
Property Address	12 ROGER DR, ESKO, MN 55733-9708
Document Number	A000455210
Instrument Date	Dec 10, 2013
Instrument	A000455210
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Thomson Township
Unified School District	Esko Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,726.00 (+7.87%) Homeowner's exemption
2025		$330,900 (+3.54%) Land $71,600 Building $259,300	$330,900 (+3.54%) Land $71,600 Building $259,300
2024	$3,454.00 Homeowner's exemption	$319,600 (+8.49%) Land $71,600 Building $248,000	$319,600 (+8.49%) Land $71,600 Building $248,000
2023	$3,454.00 Homeowner's exemption	$294,600 (-) Land $68,900 Building $225,700	$294,600 (-) Land $68,900 Building $225,700
2022		$294,600 Land $68,900 Building $225,700	$294,600 Land $68,900 Building $225,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1985–2012)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber · Cable	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: Verizon.

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