13 Ridgewood Dr, Belton, TX 76513 Property Records

Bell County property record for 13 Ridgewood Dr, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,441 sqft · built 1966
Lot Size	0.302 acres (13,160 sqft)
Owner	Individual Name on File
Tax Bill	$5,217 (2023)
Deeds & Mortgages	Nov 2019 Mortgage Apr 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0314130000`

Property Details

APN / Parcel Number

Primary APN	`0314130000`
Alternative APNs	`868211` `28699`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,441 sqft Living Area
1st Floor Area	1,441 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	13,160 sqft (0.302 acres)
Lot Dimensions	140 ft deep x 94 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	96 sqft
Patio Area	80 sqft
Canopy	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	868211
Street Address	13 RIDGEWOOD DR
City	BELTON
State	TX
Zip	76513-6629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORGANS POINT RESORT SECTION 3, BLOCK 004, LOT 40, PT 39, 41, (E.25' OF 39 & W 9' OF 41) (E.25' OF 39 & W 9' OF 41)
Legal Subdivision	MORGANS POINT RESORT SECTION 3
Legal Block	4
Legal Lot Number	40
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	4
Census Block	4030
Census Tract	20201

Owner

13 Ridgewood Dr is owned and occupied by an individual who acquired it in November 2019.

Source: Bell County records, as of April 1, 2024

Owner of Record	Individual Name on File
Mailing Address	13 RIDGEWOOD DR, BELTON, TX 76513-6629
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2019	Warranty Deed, Transfer NATIONS RELIABLE LNDG
Apr 9, 2019	Warranty Deed, Construction Loan · Construction Mortgage WILDCAT LENDING FUND ONE LP
Apr 4, 2019	Grant Deed, Transfer CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2019
Deed Sale	Nov 26, 2019
Prior Sale	Aug 15, 2006
Deed Document Number	2019-00054278
Deed Book / Page	011095 / 000449
Record Updated	Jun 7, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Nov 26, 2019
Property Address	13 RIDGEWOOD DR, BELTON, TX 76513-6629
Document Number	0000054278
Book / Page	011095 / 000449
Instrument Date	Nov 25, 2019
Instrument	54278
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 RIDGEWOOD DR BELTON TX 765136629, BELTON, TX 76513-6629

Mortgage

Document Number	54279
Date	Nov 26, 2019
Book Page	011095/000453
Instrument	54279

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77027

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2049

April 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Apr 9, 2019
Property Address	13 RIDGEWOOD DR, BELTON, TX 76513-6629
Document Number	0000013942
Book / Page	010796 / 000213
Instrument Date	Apr 2, 2019
Instrument	13942
Transaction Type	Construction Loan
Record Updated	Apr 29, 2019
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	911 CHALK ST COPPERAS COVE TX 765223643, COPPERAS COVE, TX 76522-3643

Mortgage

Document Number	13943
Date	Apr 9, 2019
Book Page	010796/000218
Instrument	13943

Lender

Name	WILDCAT LENDING FUND ONE LP
Type	Bank
Address	PLANO, TX 75093

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 8, 2020

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Apr 4, 2019
Property Address	13 RIDGEWOOD DR, BELTON, TX 76513-6629
Document Number	0000012903
Instrument Date	Apr 2, 2019
Instrument	12903
Transaction Type	Transfer
Record Updated	Apr 22, 2019
Title Company	CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	601 QUAIL VALLEY DR GEORGETOWN TX 786268051, GEORGETOWN, TX 78626-8051

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Morgan's Point Resort City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,217.00 (+8.64%)	$254,914 Land $26,000 Building $228,914	$254,914 Land $26,000 Building $228,914
2022	$4,802.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Ridgewood Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Ridgewood Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANS POINT RESORT serves 5,000 people · EPA ID TX0140116
Water Source	Purchased surface water from CITY OF TEMPLE
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Altitude ISP, Nextlink, Spectrum.

Nearby Properties on Ridgewood Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures