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12 Ridgewood Dr, Belton, TX 76513 Property Records

Bell County property record for 12 Ridgewood Dr, Belton, TX 76513 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,856 sqft · built 1964
Lot Size0.344 acres (14,980 sqft)
OwnerIndividual Name on File
Last Sale$137,300 (May 2016)
Tax Bill$5,451 (2025)
Deeds & MortgagesJan 2022 Mortgage
Nov 2021 Transfer
Flood ZoneZone X (minimal risk)
APN0313560000

Property Details

APN / Parcel Number

Primary APN0313560000
Alternative APNs
  • 812024
  • 25295

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,856 sqft Living Area
1st Floor Area1,856 sqft
FlooringVinyl/Resilient
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,980 sqft (0.344 acres)
Lot Dimensions140 ft deep x 107 ft wide
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address12 RIDGEWOOD DR
CityBELTON
StateTX
Zip76513-6628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMORGANS POINT RESORT SECTION 3, BLOCK 003, LOT 11, 12, PT 13, (E 1/2 OF 13)
Legal SubdivisionMORGANS POINT RESORT SECTION 3
Legal Block3
Legal Lot Number11,12
JurisdictionBELL TX
Township / Civil DivisionNORTHWEST BELL
Census Block Group4
Census Block4029
Census Tract20201

Owner

Source: Bell County records · APN 0313560000

Assessment roll updated February 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12 RIDGEWOOD DR, BELTON, TX 76513-6628
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Nov 12, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 16, 2016 · Amount on Record
Deed SaleMay 16, 2016 · Amount on Record
Prior SaleJun 07, 2007 · Amount on Record
Deed Document Number201618598
Last Transfer DateNov 10, 2021
Transfer Doc0000074400
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address12 RIDGEWOOD DR, BELTON, TX 76513-6628
Transaction TypeMortgage
Record UpdatedNov 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 RIDGEWOOD DR, BELTON, TX 76513-6628

Mortgage

Document Number0000001048
DateJan 06, 2022
Instrument2022001048
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBELL TX
Recording DateNov 12, 2021
Property Address12 RIDGEWOOD DR, BELTON, TX 76513-6628
Document Number0000074400
Map ReferenceCAB A SL 242-D
Instrument DateNov 10, 2021
Instrument2021074400
Transaction TypeTransfer
Record UpdatedNov 16, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5705 STANFORD DR, 5705, TEMPLE, TX 76502-5752

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 RIDGEWOOD DR, BELTON, TX 76513-6628

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityMorgan's Point Resort City
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,451.00 (+0.2%)$269,941 (+1.55%) Land $42,000 Building $227,941$269,941 (+1.55%) Land $42,000 Building $227,941
2023$5,440.00 (+7.98%)$265,819 Land $32,000 Building $233,819$265,819 Land $32,000 Building $233,819
2022$5,038.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270202014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2010–2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2016, other causes

Wildfire

Wildfire RiskLow
above 38% of the US · above 13% of Texas
Wildfire LikelihoodAbout 1 in 1,887 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 165 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Radiate HoldingsCable1,500 / 50
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: AMG Technology Investment Group, Altitude ISP, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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