13 Ridge Rd, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 13 Ridge Rd, Westbrook, ME 04092

Property Summary

Property TypeSingle Family Home
Details6 bd · 2 ba · 2,072 sqft · built 1983
Lot Size1.12 acres (48,787 sqft)
OwnerIndividual Name on Record
Last Sale$615,000 (May 2024)
Tax Bill$6,050 (2023)
Deeds & MortgagesMar 2024 Refinance
Sep 2021 Refinance
Flood ZoneZone X (minimal risk)
APNWSBR M:020-A L:016

Property Details

APN / Parcel Number

Primary APNWSBR M:020-A L:016
Alternative APNs
  • M:20A B:016
  • 617

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,072 sqft Living Area
Gross Area4,646 sqft
1st Floor Area1,232 sqft
Basement Area1,232 sqft
Unfinished Basement1,232 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area48,787 sqft (1.12 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSpace Heater
Heating FuelOil

Location & Zoning

Street Address13 RIDGE RD
CityWESTBROOK
StateME
Zip04092-2521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code13
Legal Lot Number16
JurisdictionWESTBROOK ME
Township / Civil DivisionWESTBROOK
Census Block Group2
Census Block2006
Census Tract2600

Owner

Source: Cumberland County and Westbrook City records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1308 SCHOOL HOUSE RD, GLOUCESTER, MA 01930-4392
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Mar 7, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
NORWAY SAVINGS BANK
Sep 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2024 · Amount on Record
Deed SaleMay 22, 2024 · Amount on Record
Deed Document Number202416647
Deed Book / Page40765 / 20
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTBROOK ME
Property Address13 RIDGE RD, WESTBROOK, ME 04092-2521
Transaction TypeMortgage
Record UpdatedMar 25, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0406410180
DateMar 7, 2024
Book Page40641/180
Instrument7743
Lender
NameNORWAY SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueApr 1, 2049

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRYE ISLAND ME
Property Address13 RIDGE RD, WESTBROOK, ME 04092-2521
Transaction TypeMortgage
Record UpdatedOct 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0387110065
DateSep 29, 2021
Book Page38711/65
Instrument69830
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
MunicipalityWestbrook City
Unified School DistrictWestbrook (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2023$6,050.00 (+10.06%)$362,700 (+19.43%) Land $107,900 Building $254,800
2022$5,497.00$303,700 Land $90,100 Building $213,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1998–2007)
Claims Outside the SFHA2 of 4
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPORTLAND WATER DISTRICT-GREATER
serves 135,068 people · EPA ID ME0091300
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35

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