Cumberland County and Westbrook City property record for 12 Ridge Rd, Westbrook, ME 04092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,604 sqft · built 1979 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $580,000 (Nov 2022) |
| Tax Bill | $6,147 (2023) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Aug 2020 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WSBR M:020-A L:007 |
| Primary APN | WSBR M:020-A L:007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,604 sqft Living Area |
| Gross Area | 5,696 sqft |
| 1st Floor Area | 1,596 sqft |
| Attic | Attic |
| Attic Area | 576 sqft |
| Basement Area | 972 sqft |
| Unfinished Basement | 380 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 12 RIDGE RD |
|---|---|
| City | WESTBROOK |
| State | ME |
| Zip | 04092-2522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 13 |
| Legal Subdivision | PINE RDG DEV SEC B |
| Legal Lot Number | 7 |
| Jurisdiction | WESTBROOK ME |
| Township / Civil Division | WESTBROOK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 2600 |
Source: Cumberland County and Westbrook City records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 RIDGE RD, WESTBROOK, ME 04092-2522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage INLAND MORTGAGE CORP |
| Aug 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| Jun 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 28, 2019 | Loan Modification, Mortgage FREEDOM MTG |
| Jun 13, 2017 | Warranty Deed, Transfer LENDUSA LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2022 · Amount on Record |
| Deed Sale | Nov 22, 2022 · Amount on Record |
| Prior Sale | Jun 13, 2017 · Amount on Record |
| Deed Document Number | 202257873 |
| Deed Book / Page | 39860 / 309 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTBROOK ME |
| Recording Date | Nov 22, 2022 |
| Property Address | 12 RIDGE RD, WESTBROOK, ME 04092-2522 |
| Document Number | 0398600309 |
| Book / Page | 39860 / 309 |
| Instrument Date | Nov 21, 2022 |
| Instrument | 57873 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2022 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 37 POWDER MILL DR, KENNEBUNK, ME 04043-6600 |
| Document Number | 0000057874 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | 57874 |
| Name | INLAND MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Dec 1, 2032 |
| Max Rate At Change | 3% |
| Index | 1-Year CMT |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBROOK ME |
| Property Address | 12 RIDGE RD, WESTBROOK, ME 04092-2522 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0370280023 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 37028/23 |
| Instrument | 46668 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBROOK ME |
| Property Address | 12 RIDGE RD, WESTBROOK, ME 04092-2522 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0382910049 |
|---|---|
| Date | Jun 8, 2021 |
| Book Page | 38291/49 |
| Instrument | 40757 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTBROOK ME |
| Property Address | 12 RIDGE RD, WESTBROOK, ME 04092-2522 |
| Document Number | 0357680193 |
| Instrument Date | May 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 RIDGE RD WESTBROOK ME 040922522, WESTBROOK, ME 04092-2522 |
| Document Number | 0357680193 |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | 035768/000193 |
| Instrument | 29192 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | FISHERS, IN 46037 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTBROOK ME |
| Recording Date | Jun 13, 2017 |
| Property Address | 12 RIDGE RD, WESTBROOK, ME 04092-2522 |
| Document Number | 0340780039 |
| Book / Page | 34078 / 0039 |
| Instrument | 000000026693 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000026694 |
|---|---|
| Date | Jun 13, 2017 |
| Instrument | 000000026694 |
| Name | LENDUSA LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 13, 2047 |
Source: Cumberland County and Westbrook City assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| Municipality | Westbrook City |
| Unified School District | Westbrook (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $6,147.00 (+10.38%) | $368,500 (+19.76%) Land $88,600 Building $279,900 |
| 2022 | $5,569.00 | $307,700 Land $73,700 Building $234,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1998–2007) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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