Worcester County and Oxford Town property record for 13 Quobaug Ave, Oxford, MA 01540
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,040 sqft · built 1978 |
| Lot Size | 0.294 acres (12,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $213,500 (Oct 2013) |
| Tax Bill | $5,436 (2026) |
| Deeds & Mortgages | Jan 2021 Refinance Nov 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | OXFO M:33E B:D03 |
| Primary APN | OXFO M:33E B:D03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,040 sqft Living Area |
| Gross Area | 4,341 sqft |
| 1st Floor Area | 1,410 sqft |
| Basement Area | 1,601 sqft |
| Unfinished Basement | 1,050 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,800 sqft (0.294 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 33ED03 |
|---|---|
| Street Address | 13 QUOBAUG AVE |
| City | OXFORD |
| State | MA |
| Zip | 01540-2118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Subdivision | FAIRLAWN |
| Legal Block | D03 |
| Jurisdiction | OXFORD MA |
| Township / Civil Division | OXFORD |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 753200 |
13 Quobaug Ave is owned and occupied by an individual who bought it in October 2013.
Source: Worcester County and Oxford Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13 QUOBAUG AVE, OXFORD, MA 01540-2118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Nov 9, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) WORKERS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2013 · Amount on File |
| Deed Sale | Oct 31, 2013 · Amount on File |
| Prior Sale | Oct 31, 2013 · Amount on File |
| Deed Book / Page | 51690 / 279 |
| Transfer Doc | 5169000279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Property Address | 13 QUOBAUG AVE, OXFORD, MA 01540-2118 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0064177-21 |
|---|---|
| Date | Jan 7, 2021 |
| Book Page | 64177/21 |
| Instrument | 2689 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 229 Months |
| Due | Feb 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Property Address | 13 QUOBAUG AVE, OXFORD, MA 01540-2118 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 068468-121 |
|---|---|
| Date | Nov 9, 2022 |
| Book Page | 68468/121 |
| Instrument | 120959 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2042 |
The 2026 property tax bill for 13 Quobaug Ave was $5,436, up 10,353.8% from the year before.
Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Oxford Town |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,436.00 (+10,353.85%) | $444,500 (+6.54%) Land $90,300 Building $354,200 | $452,772 (+19.27%) |
| 2025 | $52.00 (-99.05%) | $417,200 (+2.38%) Land $86,500 Building $330,700 | $379,620 |
| 2024 | $5,493.00 (+2.29%) | $407,500 (+3.51%) Land $82,400 Building $325,100 | |
| 2023 | $5,370.00 | $393,700 Land $78,900 Building $314,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13 Quobaug Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 13 Quobaug Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION WATER COMPANY OXFORD private · serves 7,384 people · EPA ID MA2226000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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