Monmouth County and Ocean Township property record for 13 Provident Ct, Ocean, NJ 07712
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 1,510 sqft · built 1987 |
| Lot Size | 2.84 acres (123,754 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Feb 2015) |
| Tax Bill | $5,171 (2022) |
| Deeds & Mortgages | Feb 2024 Second Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 37 00034-0000-00028-0000-C13 |
| Primary APN | 37 00034-0000-00028-0000-C13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,510 sqft Living Area |
| 1st Floor Area | 1,041 sqft |
| Upper Floors Area | 733 sqft |
| Basement Area | 352 sqft |
| Finished Basement | 374 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 123,754 sqft |
| Garage Type | Built-in |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 170 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Old Parcel Number | 3700034000000028 C13 |
|---|---|
| Street Address | 13 PROVIDENT CT |
| City | OCEAN |
| State | NJ |
| Zip | 07712-7264 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | LOT:28 BLK:34 DIST:37 CITY/MUNI/TWP:OCEAN TWP MAP REF:TAX MAP 17 |
| Legal Subdivision | PROVIDENT COURT TWNHS |
| Legal Block | 34 |
| Legal Lot Number | 28 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 806502 |
Source: Monmouth County and Ocean Township records, as of April 22, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13 PROVIDENT CT, OCEAN, NJ 07712-7264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Apr 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2015 · Amount on Record |
| Deed Sale | Feb 3, 2015 · Amount on Record |
| Prior Sale | Apr 16, 1996 · Amount on Record |
| Deed Document Number | 2015009062 |
| Deed Book / Page | 9098 / 7247 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 13 PROVIDENT CT, OCEAN, NJ 07712-7264 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0096762739 |
|---|---|
| Date | Feb 1, 2024 |
| Book Page | 9676/2739 |
| Instrument | 2024007096 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 13 PROVIDENT CT, OCEAN, NJ 07712-7264 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Title Company | MEYMAX TITLE AGENCY/OH LLC, MEYMAX TITLE AGCY OF OH LLC |
| Name | Verified Name |
|---|
| Document Number | 0094855262 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 9485/5262 |
| Instrument | 2021030758 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 13 PROVIDENT CT, OCEAN, NJ 07712-7264 |
| Document Number | 0000031925 |
| Instrument Date | Apr 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 13 PROVIDENT CT OCEAN NJ 077127264, OCEAN, NJ 07712-7264 |
| Document Number | 0000031925 |
|---|---|
| Date | Apr 12, 2019 |
| Book Page | 009343/004595 |
| Instrument | 31925 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 11, 2034 |
Source: Monmouth County and Ocean Township assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $307,800 Land $115,000 Building $192,800 | $307,800 Land $115,000 Building $192,800 | |
| 2022 | $5,171.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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