10 Provident Ct, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 10 Provident Ct, Ocean, NJ 07712

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,510 sqft · built 1987
Lot Size	2.84 acres (123,754 sqft)
Owner	Individual Name on Record
Last Sale	$139,500 (Jan 1997)
Tax Bill	$6,004 (2024)
Deeds & Mortgages	Aug 2019 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37 00034-0000-00028-0000-C10`

Property Details

APN / Parcel Number

Primary APN	`37 00034-0000-00028-0000-C10`
Alternative APNs	`37-00034-0000-00028-0000-C0110` `3700034000000028 C10`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,510 sqft Living Area
1st Floor Area	1,041 sqft
Upper Floors Area	733 sqft
Basement Area	352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	123,754 sqft
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	170 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	37000340000000280000C10
Street Address	10 PROVIDENT CT
City	OCEAN
State	NJ
Zip	07712-7264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROVIDENT COURT UNIT 10
Legal Subdivision	PROVIDENT COURT
Legal Block	34
Legal Lot Number	28
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	2
Census Block	2005
Census Tract	806502

Owner

Source: Monmouth County and Ocean Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 PROVIDENT CT, OCEAN, NJ 07712-7264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jan 27, 2017	Grant Deed, Transfer · Conventional with PMI PROSPECT MTG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 1997 · Amount on Record
Deed Sale	Jan 13, 1997 · Amount on Record
Deed Book / Page	5564 / 976
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	10 PROVIDENT CT, OCEAN, NJ 07712-7264
Document Number	0000080056
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	INVESTMENT TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PROVIDENT CT OCEAN NJ 077127264, OCEAN, NJ 07712-7264

Mortgage

Document Number	0000080056
Date	Aug 30, 2019
Book Page	009365/009903
Instrument	80056

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2049

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 27, 2017
Property Address	10 PROVIDENT CT, OCEAN, NJ 07712-7264
Document Number	0000010654
Book / Page	009210 / 003833
Instrument Date	Dec 19, 2016
Instrument	10654
Transaction Type	Transfer
Record Updated	Mar 8, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PROVIDENT CT #10 OCEAN NJ 077127264, 10, OCEAN, NJ 07712-7264

Mortgage

Document Number	10655
Date	Jan 27, 2017
Book Page	009210/003838
Instrument	10655

Lender

Name	PROSPECT MTG LLC
Type	Mortgage Company
Address	SHERMAN OAKS, CA 91403

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2047

Tax Assessment & Valuation

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$499,300 (+3.98%) Land $315,000 Building $184,300	$499,300 (+3.98%) Land $315,000 Building $184,300
2025		$480,200 (+58.33%) Land $300,000 Building $180,200	$480,200 (+58.33%) Land $300,000 Building $180,200
2024	$6,004.00 (+17.79%)
2023		$303,300 Land $115,000 Building $188,300	$303,300 Land $115,000 Building $188,300
2022	$5,097.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile, Xfinity.

Nearby Properties on Provident Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures