13 Proctor Dr, Topsfield, MA 01983 Property Records

Essex County and Topsfield Town property record for 13 Proctor Dr, Topsfield, MA 01983

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,506 sqft · built 1963
Lot Size	0.93 acres (40,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Aug 2011)
Tax Bill	$13,200 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`TOPS M:0050 B:0016 L`

Property Details

APN / Parcel Number

Primary APN	`TOPS M:0050 B:0016 L`
Alternative APN	`1763`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,506 sqft Living Area
Gross Area	4,388 sqft
Basement Area	754 sqft
Unfinished Basement	754 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	40,502 sqft (0.93 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1763
Street Address	13 PROCTOR DR
City	TOPSFIELD
State	MA
Zip	01983-1910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IRA
Legal Subdivision	TOPSFIELD
Legal Block	16
Jurisdiction	TOPSFIELD MA
Township / Civil Division	TOPSFIELD
Census Block Group	1
Census Block	1029
Census Tract	214100

Owner

Source: Essex County and Topsfield Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13 PROCTOR DR, TOPSFIELD, MA 01983-1910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Jun 1, 2020	Deed of Trust, Mortgage · Line of Credit CENTURY BK
Mar 2, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2011 · Amount on Record
Deed Sale	Aug 5, 2011 · Amount on Record
Prior Sale	Jun 30, 1995 · Amount on Record
Deed Book / Page	30574 / 399
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSFIELD MA
Property Address	13 PROCTOR DR, TOPSFIELD, MA 01983-1910
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041226-382
Date	Oct 3, 2022
Book Page	41226/382
Instrument	20221003001720

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSFIELD MA
Property Address	13 PROCTOR DR, TOPSFIELD, MA 01983-1910
Document Number	38991-274
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 PROCTOR DR TOPSFIELD MA 019831910, TOPSFIELD, MA 01983-1910

Mortgage

Document Number	38991-274
Date	Sep 29, 2020
Book Page	038991/000274
Instrument	29001040

Lender

Name	JP MORGAN CHASE BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSFIELD MA
Property Address	13 PROCTOR DR, TOPSFIELD, MA 01983-1910
Document Number	38584-249
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13 PROCTOR DR TOPSFIELD MA 019831910, TOPSFIELD, MA 01983-1910

Mortgage

Document Number	38584-249
Date	Jun 5, 2020
Book Page	038584/000249
Instrument	5001840

Lender

Name	CENTURY BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 4, 2040

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	13 PROCTOR DR, TOPSFIELD, MA 01983-1910
Document Number	37391-159
Instrument Date	Mar 2, 2019
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 VALLEY ST BEVERLY MA 019152223, BEVERLY, MA 01915-2223

Mortgage

Document Number	37391-159
Date	Mar 20, 2019
Book Page	037391/000159
Instrument	1903201190

Lender

Name	CITIZENS BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Topsfield Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Topsfield School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,200.00 (+3.42%)	$880,600 (+1.35%) Land $381,200 Building $499,400	$969,000
2024	$12,764.00 (+11.89%)	$868,900 (+15.78%) Land $369,500 Building $499,400
2023	$11,408.00	$750,500 Land $350,100 Building $400,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1978–2010)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOPSFIELD WATER DEPARTMENT serves 5,435 people · EPA ID MA3298000
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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