Somerset County and Watchung Borough property record for 13 Pine Ln, Watchung, NJ 07069
| Property Type | Single Family Home |
|---|---|
| Details | 3,080 sqft · built 1968 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $499,999 (Apr 2015) |
| Tax Bill | $13,605 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-04002-0000-00012 |
| Primary APN | 21-04002-0000-00012 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,080 sqft Living Area |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 21,780 sqft (0.5 acres) |
| Parking Spaces | 1 Parking Space |
| Account Number | S001 |
|---|---|
| Street Address | 13 PINE LN |
| City | WATCHUNG |
| State | NJ |
| Zip | 07069-6027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | ADDITIONAL LOTS: OID 40 E.2 |
| Legal Subdivision | HILLCREST MANOR SEC 2-A |
| Legal Block | 4002 |
| Legal Lot Number | 12 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | WATCHUNG |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 52300 |
Source: Somerset County and Watchung Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13 PINE LN, WATCHUNG, NJ 07069-6027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2022 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Feb 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW FED MORTGAGE CORP |
| Feb 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH MORTGAGE LLC |
| Oct 5, 2018 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Jan 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEW FED MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2015 · Amount on Record |
| Deed Sale | Apr 10, 2015 · Amount on Record |
| Prior Sale | Aug 21, 2001 · Amount on Record |
| Deed Document Number | 201513638 |
| Deed Book / Page | 6784 / 3440 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 13 PINE LN, WATCHUNG, NJ 07069-6027 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000030273 |
|---|---|
| Date | Jul 7, 2022 |
| Book Page | 7456/1279 |
| Instrument | 2022030273 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 5, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 13 PINE LN, WATCHUNG, NJ 07069-6027 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007461 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 7304/3507 |
| Instrument | 2021007461 |
| Name | NEW FED MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DANVERS, MA 01923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 13 PINE LN, WATCHUNG, NJ 07069-6027 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006345 |
|---|---|
| Date | Feb 16, 2018 |
| Instrument | 2018006345 |
| Name | COMMONWEALTH MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | WOBURN, MA 01801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 13 PINE LN, WATCHUNG, NJ 07069-6027 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000037813 |
|---|---|
| Date | Oct 5, 2018 |
| Book Page | 2024/2621 |
| Instrument | 2018037813 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 13 PINE LN, WATCHUNG, NJ 07069-6027 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003409 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 7184/0901 |
| Instrument | 2020003409 |
| Name | NEW FED MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DANVERS, MA 01923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2035 |
Source: Somerset County and Watchung Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Watchung Borough |
| Elementary School District | Watchung Borough School District (KG - 08) |
| Secondary School District | Watchung Hills Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $740,300 (+6.21%) Land $395,000 Building $345,300 | $740,300 (+6.21%) Land $395,000 Building $345,300 | |
| 2025 | $13,605.00 (+6.2%) | $697,000 (+15.53%) Land $369,200 Building $327,800 | $697,000 (+15.53%) Land $369,200 Building $327,800 |
| 2024 | $12,811.00 (+5.41%) | ||
| 2023 | $603,300 Land $322,300 Building $281,000 | $603,300 Land $322,300 Building $281,000 | |
| 2022 | $12,154.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (1978–2025) |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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