Somerset County and Watchung Borough property record for 48 Pine Ln, Watchung, NJ 07069
| Property Type | Single Family Home |
|---|---|
| Details | 2,334 sqft · built 1971 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Nov 2014) |
| Tax Bill | $13,256 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-04004-0000-00008 |
| Primary APN | 21-04004-0000-00008 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,334 sqft Living Area |
| 1st Floor Area | 2,334 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Frame |
| Lot Area | 21,780 sqft (0.5 acres) |
| Account Number | S001 |
|---|---|
| Street Address | 48 PINE LN |
| City | WATCHUNG |
| State | NJ |
| Zip | 07069-6028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Subdivision | HILLCREST MANOR SEC 3 |
| Legal Block | 4004 |
| Legal Lot Number | 8 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | WATCHUNG |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 52300 |
Source: Somerset County and Watchung Borough records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48 PINE LN, WATCHUNG, NJ 07069-6028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Oct 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2014 · Amount on Record |
| Deed Sale | Nov 25, 2014 · Amount on Record |
| Deed Document Number | 201444646 |
| Deed Book / Page | 6757 / 1255 |
| Prior Transfer Date | Apr 9, 2014 |
| Prior Transfer Doc | 0000013559 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 48 PINE LN, WATCHUNG, NJ 07069-6028 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000635 |
|---|---|
| Date | Jan 5, 2022 |
| Book Page | 7414/3751 |
| Instrument | 2022000635 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 48 PINE LN, WATCHUNG, NJ 07069-6028 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000061643 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 7392/2622 |
| Instrument | 2021061643 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 23 Months |
| Due | Sep 25, 2023 |
Source: Somerset County and Watchung Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Watchung Borough |
| Elementary School District | Watchung Borough School District (KG - 08) |
| Secondary School District | Watchung Hills Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $721,400 (+6.23%) Land $395,000 Building $326,400 | $721,400 (+6.23%) Land $395,000 Building $326,400 | |
| 2025 | $13,256.00 (+5.15%) | $679,100 (+41.98%) Land $369,200 Building $309,900 | $679,100 (+41.98%) Land $369,200 Building $309,900 |
| 2024 | $12,607.00 (+31.08%) | ||
| 2023 | $478,300 Land $322,300 Building $156,000 | $478,300 Land $322,300 Building $156,000 | |
| 2022 | $9,618.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (1978–2025) |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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