13 Overledge Rd, Manchester, MA 01944 Property Records

Essex County and Manchester-by-the-Sea Town property record for 13 Overledge Rd, Manchester, MA 01944

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Lot Size	1.25 acres (54,585 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,937,500 (Mar 2008)
Tax Bill	$30,219 (2025)
Deeds & Mortgages	Aug 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MANC M:0005 B:0000 L:0054`

Property Details

APN / Parcel Number

Primary APN	`MANC M:0005 B:0000 L:0054`

Interior

Units	2 Units

Exterior

Lot Area	54,585 sqft (1.25 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	13 OVERLEDGE RD
City	MANCHESTER
State	MA
Zip	01944
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	C
Legal Subdivision	MANCHESTER
Legal Lot Number	54
Jurisdiction	MANCHESTER MA
Township / Civil Division	MANCHESTER-BY-THE-SEA
Census Block Group	1
Census Block	1010
Census Tract	218100

Owner

Source: Essex County and Manchester-by-the-Sea Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	29 UNIVERSITY LN, MANCHESTER, MA 01944-1642
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2008 · Amount on Record
Deed Sale	Mar 25, 2008 · Amount on Record
Deed Book / Page	27636 / 523
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER MA
Property Address	13 OVERLEDGE RD, MANCHESTER, MA 01944
Transaction Type	Mortgage
Record Updated	Jan 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038797-15
Date	Aug 7, 2020
Book Page	38797/15
Instrument	20200807001210

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2030

Tax Assessment & Valuation

Source: Essex County and Manchester-by-the-Sea Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Manchester-by-the-Sea Town
Unified School District	Manchester Essex Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$30,219.00 (+5.66%)	$3,302,600 (+7.97%) Land $496,300 Building $2,806,300	$2,695,340
2024	$28,601.00 (+8.66%)	$3,058,900 (+21.21%) Land $473,400 Building $2,585,500
2023	$26,321.00	$2,523,600 Land $427,300 Building $2,096,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 individual policies
Nearby Flood Policies	53 units insured incl. 12 condo units
Nearby Flood Claims	52 (1978–2024)
Claims Outside the SFHA	1 of 52
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 5 claims Severe Storms And Flooding, May 2006 · 15 claims Coastal Storm, Oct 1991 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER BY THE SEA DPW serves 5,201 people · EPA ID MA3166000
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20