Essex County and Manchester-by-the-Sea Town property record for 12 Overledge Rd, Manchester, MA 01944
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,158 sqft · built 1959 |
| Lot Size | 0.56 acres (24,402 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $690,000 (Jun 2014) |
| Tax Bill | $9,539 (2025) |
| Deeds & Mortgages | Sep 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | MANC M:0005 B:0000 L:0030 |
| Primary APN | MANC M:0005 B:0000 L:0030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,158 sqft Living Area |
| Gross Area | 3,809 sqft |
| Basement Area | 1,485 sqft |
| Unfinished Basement | 371 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,402 sqft (0.56 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 12 OVERLEDGE RD |
|---|---|
| City | MANCHESTER |
| State | MA |
| Zip | 01944-1640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Subdivision | KETTLE COVE ACRES SEC 01 |
| Legal Lot Number | 30 |
| Jurisdiction | MANCHESTER MA |
| Township / Civil Division | MANCHESTER-BY-THE-SEA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 218100 |
Source: Essex County and Manchester-by-the-Sea Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 12 OVERLEDGE RD, MANCHESTER, MA 01944-1640 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2014 · Amount on Record |
| Deed Sale | Jun 20, 2014 · Amount on Record |
| Prior Sale | Apr 29, 2005 · Amount on Record |
| Deed Book / Page | 33353 / 307 |
| Last Transfer Date | Sep 26, 2024 |
| Transfer Doc | 042344-406 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER MA |
| Property Address | 12 OVERLEDGE RD, MANCHESTER, MA 01944-1640 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38918-68 |
|---|---|
| Date | Sep 9, 2020 |
| Book Page | 38918/68 |
| Instrument | 20200909005480 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Essex County and Manchester-by-the-Sea Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Manchester-by-the-Sea Town |
| Unified School District | Manchester Essex Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,539.00 (+7.83%) | $1,042,500 (+10.19%) Land $406,200 Building $636,300 | $1,285,350 |
| 2024 | $8,846.00 (+3.1%) | $946,100 (+15.01%) Land $387,300 Building $558,800 | |
| 2023 | $8,580.00 | $822,600 Land $349,600 Building $473,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 41 individual policies |
| Nearby Flood Policies | 53 units insured incl. 12 condo units |
| Nearby Flood Claims | 52 (1978–2024) |
| Claims Outside the SFHA | 1 of 52 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANCHESTER BY THE SEA DPW serves 5,201 people · EPA ID MA3166000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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