13 Old Gardner Rd, Westminster, MA 01473 Property Records

Worcester County and Westminster Town property record for 13 Old Gardner Rd, Westminster, MA 01473

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,076 sqft · built 2003
Lot Size	3.9 acres (170,071 sqft)
Owner	2 Individual Names on File
Last Sale	$633,000 (Sep 2025)
Tax Bill	$6,636 (2026)
Deeds & Mortgages	Jul 2024 Refinance Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WMIN M:47 B:L:20`

Property Details

APN / Parcel Number

Primary APN	`WMIN M:47 B:L:20`
Alternative APNs	`M:11 B:L:25G` `100347`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,076 sqft Living Area
Gross Area	4,148 sqft
Basement Area	1,192 sqft
Unfinished Basement	1,192 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	170,071 sqft (3.9 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	100347
Street Address	13 OLD GARDNER RD
City	WESTMINSTER
State	MA
Zip	01473-1000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	20
Jurisdiction	WESTMINSTER MA
Township / Civil Division	WESTMINSTER
Census Block Group	1
Census Block	1002
Census Tract	708100

Owner

13 Old Gardner Rd is owned and occupied by two individuals who bought it in September 2025.

Source: Worcester County and Westminster Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13 OLD GARDNER RD, WESTMINSTER, MA 01473-1000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance MILESTONE MORTGAGE SOLUTIONS
Sep 5, 2025	Quit Claim Deed, Transfer · Conventional Mortgage ALL ONE CREDIT UNION
Oct 31, 2023	Quit Claim Deed, Transfer · VA Mortgage MILESTONE MORTGAGE SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2025 · Amount on File
Deed Sale	Sep 5, 2025 · Amount on File
Prior Sale	Oct 31, 2023 · Amount on File
Deed Book / Page	11058 / 1
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	13 OLD GARDNER RD, WESTMINSTER, MA 01473-1000
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	010798-202
Date	Jul 12, 2024
Book Page	10798/202
Instrument	9087

Lender

Name	MILESTONE MORTGAGE SOLUTIONS

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMINSTER MA
Recording Date	Sep 5, 2025
Property Address	13 OLD GARDNER RD, WESTMINSTER, MA 01473-1000
Document Number	00011058-1
Book / Page	11058 / 1
Instrument Date	Sep 5, 2025
Instrument	12001
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13 OLD GARDNER RD, WESTMINSTER, MA 01473-1000

Mortgage

Document Number	0000012002
Date	Sep 5, 2025
Instrument	12002

Lender

Name	ALL ONE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMINSTER MA
Recording Date	Oct 31, 2023
Property Address	13 OLD GARDNER RD, WESTMINSTER, MA 01473-1000
Document Number	00010664-4
Book / Page	10664 / 4
Instrument Date	Oct 31, 2023
Instrument	14962
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13 OLD GARDNER RD, WESTMINSTER, MA 01473-1000
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014963
Date	Oct 31, 2023
Instrument	14963

Lender

Name	MILESTONE MORTGAGE SOLUTIONS

Agreement

Type	VA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 13 Old Gardner Rd was $6,636, up 5.2% from the year before.

Source: Worcester County and Westminster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westminster Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,636.00 (+5.18%)	$565,700 (+10.29%) Land $138,700 Building $427,000	$639,160 (+17.25%)
2025	$6,309.00 (+7.5%)	$512,900 (+7.14%) Land $138,700 Building $374,200	$545,110
2024	$5,869.00 (+0.74%)	$478,700 (+7.31%) Land $138,700 Building $340,000
2023	$5,826.00	$446,100 Land $129,700 Building $316,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Old Gardner Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Old Gardner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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