7 Old Gardner Rd, Westminster, MA 01473 Property Records

Worcester County and Westminster Town property record for 7 Old Gardner Rd, Westminster, MA 01473

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,036 sqft · built 2003
Lot Size	1.68 acres (73,181 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Jun 2021)
Tax Bill	$6,454 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Mar 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`WMIN M:47 B:L:23`

Property Details

APN / Parcel Number

Primary APN	`WMIN M:47 B:L:23`
Alternative APNs	`M:11 B:L:25D` `100344`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,036 sqft Living Area
Gross Area	4,338 sqft
Basement Area	1,172 sqft
Unfinished Basement	1,172 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	73,181 sqft (1.68 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	100344
Street Address	7 OLD GARDNER RD
City	WESTMINSTER
State	MA
Zip	01473-1000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	23
Jurisdiction	WESTMINSTER MA
Township / Civil Division	WESTMINSTER
Census Block Group	1
Census Block	1002
Census Tract	708100

Owner

7 Old Gardner Rd is owned and occupied by two individuals who bought it in June 2021.

Source: Worcester County and Westminster Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 OLD GARDNER RD, WESTMINSTER, MA 01473-1000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP
Mar 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2021 · Amount on File
Deed Sale	Jun 3, 2021 · Amount on File
Prior Sale	Jan 26, 2006 · Amount on File
Deed Document Number	202111933
Deed Book / Page	9997 / 288
Record Updated	Oct 29, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMINSTER MA
Recording Date	Jun 3, 2021
Property Address	7 OLD GARDNER RD, WESTMINSTER, MA 01473-1000
Document Number	9997-288
Book / Page	9997 / 288
Instrument Date	Jun 3, 2021
Instrument	11933
Transaction Type	Transfer
Record Updated	Jun 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 OLD GARDNER RD, WESTMINSTER, MA 01473-1000

Mortgage

Document Number	11934
Date	Jun 3, 2021
Instrument	11934

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	7 OLD GARDNER RD, WESTMINSTER, MA 01473-1000
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9560-265
Date	Mar 2, 2020
Book Page	9560/265
Instrument	3536

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 7 Old Gardner Rd was $6,454, up 5.9% from the year before.

Source: Worcester County and Westminster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westminster Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,454.00 (+5.86%)	$550,200 (+10.99%) Land $131,400 Building $418,800	$582,445 (+6.74%)
2025	$6,097.00 (+5.01%)	$495,700 (+4.67%) Land $131,400 Building $364,300	$545,680
2024	$5,806.00 (-0.9%)	$473,600 (+5.57%) Land $131,400 Building $342,200
2023	$5,859.00	$448,600 Land $122,700 Building $325,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Old Gardner Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Old Gardner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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