13 N State St, Elgin, IL 60123 Property Records

Kane County property record for 13 N State St, Elgin, IL 60123

Property Summary

Property TypeCommercial
Details2,580 sqft
Lot Size0.3 acres (1,320 sqft)
OwnerCompany Name on Record
Last Sale$101,000 (May 2024)
Tax Bill$3,123 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-14-426-006

Property Details

APN / Parcel Number

Primary APN06-14-426-006

Interior

Building Area2,580 sqft Gross Area

Exterior

Year BuiltBuilt 1900
Lot Area1,320 sqft (0.3 acres)

Location & Zoning

Street Address13 N STATE ST
CityELGIN
StateIL
Zip60123-5413
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionW C KIMBALLS PLAT OF WEST ELGIN A LOT 3 BLOCK 23
Legal SubdivisionWEST ELGIN A
Legal Block23
Legal Lot Number3
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2025
Census Tract854600

Owner

Source: Kane County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address13 N STATE ST, ELGIN, IL 60123-5413
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2024 · Amount on Record
Deed SaleMay 20, 2024 · Amount on Record
Prior SaleApr 27, 2021 · Amount on Record
Deed Document Number202416794
Record UpdatedOct 29, 2026

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateApr 27, 2021
Property Address13 N STATE ST, ELGIN, IL 60123-5413
Document Number0000033035
Instrument DateMar 1, 2021
Instrument2021K033035
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$90.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 S GROVE AVE # 506, 506, ELGIN, IL 60120-6400

Mortgage

Document Number0000033036
DateApr 27, 2021
Instrument2021K033036
Lender
NameTHE STATE BANK OF GENEVA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,123.00 (+3.51%)$40,937 (+8.57%) Land $8,528 Building $32,409$122,860 (+8.57%) Land $25,594 Building $97,266
2024$3,017.00 (+12.03%)$37,706 (+21.4%) Land $7,855 Building $29,851$113,163 (+21.45%) Land $23,574 Building $89,589
2022$2,693.00 (+0.64%)$31,060 (+3.54%) Land $6,470 Building $24,590$93,180 (+3.54%) Land $19,410 Building $73,770
2021$2,676.00$29,997 Land $6,049 Building $23,948$89,991 Land $18,147 Building $71,844

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2007–2013)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Fox Valley Internet
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on N State St

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