12 N State St, Elgin, IL 60123 Property Records

Kane County property record for 12 N State St, Elgin, IL 60123

Property Summary

Property Type	Commercial
Details	2,904 sqft · built 1950
Lot Size	0.67 acres (2,904 sqft)
Owner	Company Name on Record
Last Sale	$200,000 (Feb 2024)
Tax Bill	$4,508 (2025)
Deeds & Mortgages	Feb 2024 Sale Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-406-009`

Property Details

APN / Parcel Number

Primary APN	`06-14-406-009`

Interior

Building Area	2,904 sqft Gross Area

Exterior

Year Built	Built 1950
Lot Area	2,904 sqft (0.67 acres)

Location & Zoning

Street Address	12 N STATE ST
City	ELGIN
State	IL
Zip	60123-5560
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	W C KIMBALLS PLAT OF WEST ELGIN NORTH 22 FT LOT 11 BLOCK 29
Legal Subdivision	WEST ELGIN NORTH
Legal Block	29
Legal Lot Number	11
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1000
Census Tract	851600

Owner

Source: Kane County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	12 N STATE ST, ELGIN, IL 60123-5560
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Dec 14, 2018	Deed of Trust, Mortgage 7 HILL REAL ESTATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2024 · Amount on Record
Deed Sale	Feb 23, 2024 · Amount on Record
Prior Sale	Oct 23, 2014 · Amount on Record
Deed Document Number	20245923
Prior Transfer Date	Feb 10, 2014
Prior Transfer Doc	0000012040
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 23, 2024
Property Address	12 N STATE ST, ELGIN, IL 60123-5560
Document Number	0000005923
Instrument Date	Feb 19, 2024
Instrument	2024K005923
Transaction Type	Transfer
Record Updated	Mar 1, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 E MAIN ST, CARPENTERSVILLE, IL 60110-2614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 N STATE ST, ELGIN, IL 60123-5560

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	12 N STATE ST, ELGIN, IL 60123-5560
Document Number	0000061076
Instrument Date	Dec 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12 N STATE ST ELGIN IL 601235414, ELGIN, IL 60123-5414

Mortgage

Document Number	0000061076
Date	Dec 20, 2018
Instrument	61076

Lender

Name	7 HILL REAL ESTATE INC
Address	2900 LIVELY BLVD, ELK GROVE VILLAGE, IL 60007-6735

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,508.00 (+3.49%)	$59,102 (+8.57%) Land $14,985 Building $44,117	$177,377 (+8.57%) Land $44,973 Building $132,404
2024	$4,356.00 (+10.39%)	$54,437 (+21.39%) Land $13,802 Building $40,635	$163,376 (+21.44%) Land $41,423 Building $121,954
2022	$3,946.00 (+5.51%)	$44,844 (+6.96%) Land $11,370 Building $33,474	$134,532 (+6.96%) Land $34,110 Building $100,422
2021	$3,740.00	$41,926 Land $10,630 Building $31,296	$125,778 Land $31,890 Building $93,888

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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