13 Mill St, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 13 Mill St, Lancaster, MA 01523

Property Summary

Property Type	Triplex
Details	5 bd · 4 ba · 2,782 sqft · built 1930
Lot Size	2.67 acres (116,305 sqft)
Owner	2 Trust Names on Record
Last Sale	$820,000 (Jul 2026)
Tax Bill	$9,344 (2025)
Deeds & Mortgages	Jul 2026 Sale Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LANC M:041.0 B:0000 L:0246.0`

Property Details

APN / Parcel Number

Primary APN	`LANC M:041.0 B:0000 L:0246.0`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,782 sqft Living Area
Gross Area	2,710 sqft
1st Floor Area	1,148 sqft
Basement Area	828 sqft
Unfinished Basement	828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	116,305 sqft (2.67 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	13 MILL ST
City	LANCASTER
State	MA
Zip	01523-2344
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Lot Number	246.0
Jurisdiction	LANCASTER MA
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2028
Census Tract	713100

Owner

Source: Worcester County and Lancaster Town records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	17 BLANCHARD RD, HARVARD, MA 01451-1120
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Quit Claim Deed, Transfer
Feb 24, 2026	Deed of Trust, Mortgage METRO CITY BANK
Dec 30, 2020	Fiduciary Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2026 · Amount on Record
Deed Sale	Jul 30, 2026 · Amount on Record
Prior Sale	Dec 30, 2020 · Amount on Record
Deed Document Number	202665418
Deed Book / Page	73962 / 111
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER MA
Recording Date	Jul 30, 2026
Property Address	13 MILL ST, LANCASTER, MA 01523-2344
Document Number	0000065418
Book / Page	73962 / 111
Instrument Date	Jul 28, 2026
Instrument	202665418
Transaction Type	Transfer
Record Updated	Aug 19, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 BLANCHARD RD, HARVARD, MA 01451-1120

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER MA
Property Address	13 MILL ST, LANCASTER, MA 01523-2344
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00073227-1
Date	Feb 24, 2026
Book Page	73227/1
Instrument	13649

Lender

Name	METRO CITY BANK

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2020: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LANCASTER MA
Recording Date	Dec 30, 2020
Property Address	13 MILL ST, LANCASTER, MA 01523-2344
Document Number	64107-359
Book / Page	064107 / 000359
Instrument Date	Dec 15, 2020
Instrument	163745
Transaction Type	Transfer
Record Updated	Jan 19, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$866.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 MCGILLEN DR LEOMINSTER MA 014534173, LEOMINSTER, MA 01453-4173

Tax Assessment & Valuation

Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Lancaster Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,344.00 (+66.17%)	$578,200 (+2.96%) Land $134,000 Building $444,200
2023		$561,600 Land $114,000 Building $447,600
2022	$5,623.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	9 (1978–2010)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER WATER DEPARTMENT serves 6,000 people · EPA ID MA2147000
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	17 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

13 Mill St, Lancaster, MA 01523 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2026: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2020: Fiduciary Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Mill St

Nearby Streets

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