Worcester County and Lancaster Town property record for 46 Mill St, Lancaster, MA 01523
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,793 sqft · built 1964 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $385,000 (Jul 2020) |
| Tax Bill | $7,881 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Sep 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LANC M:042.0 B:0000 L:0151.0 |
| Primary APN | LANC M:042.0 B:0000 L:0151.0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,793 sqft Living Area |
| Gross Area | 1,598 sqft |
| 1st Floor Area | 1,208 sqft |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 46 MILL ST |
|---|---|
| City | LANCASTER |
| State | MA |
| Zip | 01523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 151.0 |
| Jurisdiction | LANCASTER MA |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 713100 |
Source: Worcester County and Lancaster Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 MILL ST, LANCASTER, MA 01523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA |
| Sep 20, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Nov 29, 2018 | Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2020 · Amount on Record |
| Deed Sale | Jul 23, 2020 · Amount on Record |
| Prior Sale | Sep 20, 2019 · Amount on Record |
| Deed Document Number | 202079947 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | Jul 23, 2020 |
| Property Address | 46 MILL STREET EXT, LANCASTER, MA 01523-2002 |
| Document Number | 62861-41 |
| Book / Page | 62861 / 41 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 79947 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 46 MILL STREET EXT, LANCASTER, MA 01523-2002 |
| Document Number | 79948 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 79948 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | Sep 20, 2019 |
| Property Address | 46 MILL STREET EXT, LANCASTER, MA 01523-2002 |
| Document Number | 61086-195 |
| Book / Page | 061086 / 000195 |
| Instrument Date | Sep 11, 2019 |
| Instrument | 97470 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $820.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 BABCOCK DR NORTHBOROUGH MA 015321130, NORTHBOROUGH, MA 01532-1130 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | Nov 29, 2018 |
| Property Address | 46 MILL STREET EXT, LANCASTER, MA 01523-2002 |
| Document Number | 59749-335 |
| Book / Page | 059749 / 000335 |
| Instrument Date | Sep 18, 2018 |
| Instrument | 126229 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 18, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,276.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 100 N TRYON ST CHARLOTTE NC 282024000, CHARLOTTE, NC 28202-4000 |
| Investor | Possibly a Property Investor |
Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Lancaster Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,881.00 (+7.14%) | $487,700 (+13.98%) Land $105,000 Building $382,700 | $546,725 (+5.83%) |
| 2024 | $516,610 | ||
| 2023 | $7,356.00 | $427,900 Land $88,800 Building $339,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 27 (1978–2010) |
| Claims Outside the SFHA | 4 of 27 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER DEPARTMENT serves 6,000 people · EPA ID MA2147000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 17 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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