13 Middle Grove Ct E, Westminster, MD 21157 Property Records

Carroll County property record for 13 Middle Grove Ct E, Westminster, MD 21157

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,152 sqft · built 1974
Lot Size0.144 acres (6,252 sqft)
Owner2 Individual Names on File
Last Sale$136,000 (Aug 2013)
Tax Bill$3,188 (2026)
Deeds & MortgagesJul 2022 Line of Credit
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN07-070675

Property Details

APN / Parcel Number

Primary APN07-070675
Alternative APNs
  • 7070675
  • 070675

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,152 sqft Total Area
Basement Area200 sqft
Finished Basement200 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleTownhouse
Exterior MaterialOther
Roof MaterialComposition Shingle
Lot Area6,252 sqft (0.144 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number070675
Street Address13 MIDDLE GROVE CT E
CityWESTMINSTER
StateMD
Zip21157-5318
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR-100
Legal DescriptionLT 11 - 6252 SQ FT E MIDDLE GROVE CT 12-24 MIDDLEBROOKE PLT 1
Legal SubdivisionMIDDLEBROOKE SEC 01
Legal Lot Number11
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group4
Census Block4000
Census Tract507801

Owner

13 Middle Grove Ct E, a townhouse, is owned and occupied by two individuals who bought it in August 2013.

Source: Carroll County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address13 MIDDLE GROVE CT E, WESTMINSTER, MD 21157-5318
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2022Deed of Trust, Mortgage · Line of Credit
FARMERS & MERCHANTS BANK
Sep 24, 2018Deed of Trust, Mortgage · Commercial Mortgage
HOWARD BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2013 · Amount on File
Deed SaleAug 20, 2013 · Amount on File
Prior SaleAug 16, 1994 · Amount on File
Deed Book / Page7452 / 251
Prior Transfer DateApr 8, 2013
Prior Transfer Doc0074520245
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address13 MIDDLE GROVE CT E, WESTMINSTER, MD 21157-5318
Transaction TypeMortgage
Record UpdatedAug 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 MIDDLE GROVE CT E, WESTMINSTER, MD 21157-5318

Mortgage

Document Number0108340471
DateJul 14, 2022
Book Page10834/471
Lender
NameFARMERS & MERCHANTS BANK
TypeBank
AddressUPPERCO, MD 21155
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJul 25, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address13 MIDDLE GROVE CT E, WESTMINSTER, MD 21157-5318
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0091260342
DateSep 24, 2018
Book Page9126/0342
Lender
NameHOWARD BANK
TypeBank
AddressBALTIMORE, MD 21224
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 13 Middle Grove Ct E was $3,188 with a homeowner's exemption, up 5.8% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityWestminster City
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,188.00 (+5.84%) Homeowner's exemption$201,000 (+7.31%) Land $70,000 Building $131,000$201,000 (-) Land $70,000 Building $131,000
2025$3,012.00 Homeowner's exemption$187,300$201,000 Land $70,000 Building $131,000
2023$2,702.00 Homeowner's exemption$159,900 Land $60,000 Building $99,900$159,900 Land $60,000 Building $99,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Middle Grove Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Middle Grove Ct E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WESTMINSTER
serves 35,256 people · EPA ID MD0060015
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Ting
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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