Carroll County property record for 12 Middle Grove Ct E, Westminster, MD 21157
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,280 sqft · built 1975 |
| Lot Size | 0.139 acres (6,054 sqft) |
| Owner | Individual Name on File |
| Last Sale | $197,000 (Oct 2018) |
| Tax Bill | $3,575 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-079753 |
| Primary APN | 07-079753 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,280 sqft Total Area |
| Basement Area | 570 sqft |
| Finished Basement | 570 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Townhouse |
| Exterior Material | Asbestos |
| Roof Material | Composition Shingle |
| Lot Area | 6,054 sqft (0.139 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 079753 |
|---|---|
| Street Address | 12 MIDDLE GROVE CT E |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-5322 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-100 |
| Legal Description | LT 17 - 6054 SF 12 E MIDDLE GROVE CT 12- MIDDLEBROOKE PLT 1 SC 1 |
| Legal Subdivision | PLAT 1 MIDDLEBROOKE |
| Legal Lot Number | 17 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 507801 |
Source: Carroll County records · APN 07-079753
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 MIDDLE GROVE CT E, WESTMINSTER, MD 21157-5322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Oct 19, 2018 | Deed, Transfer · Conventional Mortgage NORWICH COMMERCIA GROUP INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 19, 2018 · Amount on Record |
| Deed Sale | Oct 19, 2018 · Amount on Record |
| Prior Sale | Jan 23, 2003 · Amount on Record |
| Deed Book / Page | 9147 / 199 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 12 MIDDLE GROVE CT E, WESTMINSTER, MD 21157-5322 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0105430498 |
|---|---|
| Date | Nov 04, 2021 |
| Book Page | 10543/498 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Oct 19, 2018 |
| Property Address | 12 MIDDLE GROVE CT E, WESTMINSTER, MD 21157-5322 |
| Document Number | 0091470199 |
| Book / Page | 9147 / 0199 |
| Map Reference | MB12 PG24 |
| Instrument Date | Oct 12, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | LAKESIDE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 12 MIDDLE GROVE CT E, WESTMINSTER, MD 21157-5322 |
| Document Number | 0009147207 |
|---|---|
| Date | Oct 19, 2018 |
| Instrument | 9147/207 |
| Name | NORWICH COMMERCIA GROUP INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $272,600 (+27.5%) Land $70,000 Building $202,600 | $272,600 (+27.5%) Land $70,000 Building $202,600 | |
| 2025 | $3,575.00 (-1.05%) Homeowner's exemption | ||
| 2023 | $3,613.00 Homeowner's exemption | $213,800 Land $60,000 Building $153,800 | $213,800 Land $60,000 Building $153,800 |
Source: FEMA National Flood Hazard Layer as of March 11, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 332 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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