13 Lowell Ave, Summit, NJ 07901 Property Records

Union County and Summit City property record for 13 Lowell Ave, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	1,680 sqft · built 1949
Lot Size	0.274 acres (11,935 sqft)
Owner	2 Individuals on Record
Last Sale	$850,000 (Jun 2018)
Tax Bill	$13,413 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-00502-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`18-00502-0000-00007`
Alternative APNs	`1800128F00010E` `180050200007`

Interior

Stories	2 Stories
Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,935 sqft (0.274 acres)
Lot Dimensions	199 ft deep x 60 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	1800128F00010E
Street Address	13 LOWELL AVE
City	SUMMIT
State	NJ
Zip	07901-1516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Subdivision	MORRIS AVE
Legal Block	502
Legal Lot Number	7
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	4
Census Block	4020
Census Tract	37800

Owner

Source: Union County and Summit City assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	13 LOWELL AVE, SUMMIT, NJ 07901-1516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC
Sep 26, 2025	Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA
Jun 29, 2018	Grant Deed, Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2018 · Amount on Record
Deed Sale	Jun 29, 2018 · Amount on Record
Prior Sale	Jan 31, 2005 · Amount on Record
Deed Document Number	2018301631
Deed Book / Page	6272 / 1
Prior Transfer Date	Nov 20, 2012
Prior Transfer Doc	0059340077
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	Jun 16, 2026
Property Address	13 LOWELL AVE, SUMMIT, NJ 07901-1516
Document Number	0000093636
Book / Page	15816 / 2352
Instrument Date	Jun 8, 2026
Instrument	202693636
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 LOWELL AVE, SUMMIT, NJ 07901-1516

Mortgage

Document Number	0000093636,
Date	Jun 16, 2026
Book Page	15816/2352
Instrument	202693636

Lender

Name	CITIZENS BANK INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 12, 2051

Interest

Rate	6.37%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	13 LOWELL AVE, SUMMIT, NJ 07901-1516
Transaction Type	Mortgage
Record Updated	Oct 14, 2025
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 LOWELL AVE, SUMMIT, NJ 07901-1516

Mortgage

Document Number	0156982020
Date	Sep 26, 2025
Book Page	15698/2020
Instrument	83476

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jun 29, 2018
Property Address	13 LOWELL AVE, SUMMIT, NJ 07901-1516
Document Number	0062720001
Book / Page	006272 / 000001
Instrument Date	Jun 21, 2018
Instrument	301631
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	ABSOLUTE SETTLEMENT COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13 LOWELL AVE SUMMIT NJ 079011516, SUMMIT, NJ 07901-1516

Mortgage

Document Number	144600336
Date	Jun 29, 2018
Book Page	014460/000336
Instrument	659178

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,000 (-) Land $158,600 Building $141,400	$300,000 (-) Land $158,600 Building $141,400
2025	$13,413.00 (+2.64%)	$300,000 (-) Land $158,600 Building $141,400	$300,000 (-) Land $158,600 Building $141,400
2024	$13,068.00 (+1.7%)
2023		$300,000 Land $158,600 Building $141,400	$300,000 Land $158,600 Building $141,400
2022	$12,849.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1984–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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