12 Lowell Ave, Summit, NJ 07901 Property Records

Union County and Summit City property record for 12 Lowell Ave, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	1,602 sqft · built 1950
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (Apr 2010)
Tax Bill	$10,404 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00503-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`18-00503-0000-00018`
Alternative APNs	`1800128E00001K` `180050300018`

Interior

Stories	2 Stories
Building Area	1,602 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Location & Zoning

Old Parcel Number	1800128E00001K
Street Address	12 LOWELL AVE
City	SUMMIT
State	NJ
Zip	07901-1548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Block	503
Legal Lot Number	18
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	4
Census Block	4019
Census Tract	37800

Owner

Source: Union County and Summit City assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 LOWELL AVE, SUMMIT, NJ 07901-1548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2018	Deed of Trust, Mortgage · Line of Credit AFFINITY FCU
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 19, 2010 · Amount on Record
Deed Sale	Apr 19, 2010 · Amount on Record
Prior Sale	Sep 27, 1993 · Amount on Record
Deed Document Number	2010214129
Deed Book / Page	5811 / 909
Prior Transfer Date	Apr 2, 2010
Prior Transfer Doc	0058110903
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	12 LOWELL AVE, SUMMIT, NJ 07901-1548
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144860800
Date	Sep 10, 2018
Book Page	14486/0800
Instrument	662478

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	12 LOWELL AVE, SUMMIT, NJ 07901-1548
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148082144
Date	Nov 5, 2020
Book Page	14808/2144
Instrument	702882

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,700 (-) Land $138,800 Building $93,900	$232,700 (-) Land $138,800 Building $93,900
2025	$10,404.00 (+2.64%)	$232,700 (-) Land $138,800 Building $93,900	$232,700 (-) Land $138,800 Building $93,900
2024	$10,136.00 (+1.71%)
2023		$232,700 Land $138,800 Building $93,900	$232,700 Land $138,800 Building $93,900
2022	$9,966.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1984–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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