13 Klosterman Ave, Lavale (Cumberland), MD 21502 Property Records

Allegany County property record for 13 Klosterman Ave, Lavale, MD 21502

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 960 sqft · built 1930
Lot Size0.063 acres (2,725 sqft)
OwnerIndividual Name on Record
Last Sale$112,000 (Jun 2021)
Tax Bill$1,392 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-014132

Property Details

APN / Parcel Number

Primary APN29-014132
Alternative APN
  • 014132

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area960 sqft Total Area
AtticAttic
Attic Area320 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,725 sqft (0.063 acres)
PorchSlab
Porch Area238 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number014132
Street Address13 KLOSTERMAN AVE
CityCUMBERLAND
StateMD
Zip21502-7104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description13 KLOSTERMAN AVE LOT 10 40X66 40X70
Legal Lot Number10
JurisdictionALLEGANY MD
Township / Civil Division29, LA VALE
Census Block Group1
Census Block1035
Census Tract1402

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13 KLOSTERMAN AVE, CUMBERLAND, MD 21502-7104
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 22, 2021 · Amount on Record
Deed SaleJun 22, 2021 · Amount on Record
Prior SaleJul 20, 2015 · Amount on Record
Deed Book / Page2673 / 81
Transfer Doc0000001827
Record UpdatedOct 29, 2026

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionALLEGANY MD
Recording DateJun 22, 2021
Property Address13 KLOSTERMAN AVE, LAVALE, MD 21502-7104
Document Number002673-0081
Book / Page2673 / 81
Instrument DateMay 25, 2021
Transaction TypeTransfer
Record UpdatedMay 2, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 KLOSTERMAN AVE, CUMBERLAND, MD 21502-7104

Mortgage

Document Number0000267387
DateJun 22, 2021
Instrument2673/87
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$120,900 (+40.15%)$128,800 (+22.55%) Land $15,000 Building $113,800
2025$1,392.00 (+48.56%)
2023$937.00$86,267$105,100 Land $15,000 Building $90,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims40 (1979–2025)
Claims Outside the SFHA10 of 40
Most Recent ClaimMay 2025 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 4 claims
  • Severe Storms And Flooding, Jan 1996 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAVALE SANITARY COMMISSION
serves 5,500 people · EPA ID MD0010016
Water SourcePurchased surface water from CITY OF CUMBERLAND
Last State InspectionSep 2025
Lead1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
SkyPacket
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Klosterman Ave

Nearby Streets

Search Property Records by Address or Parcel Number