12 Klosterman Ave, Lavale (Cumberland), MD 21502 Property Records

Allegany County property record for 12 Klosterman Ave, Lavale, MD 21502

Property Summary

Property TypeTownhouse
Details2 ba · 2,360 sqft · built 1925
Lot Size0.117 acres (5,116 sqft)
Owner2 Individual Names on File
Last Sale$40,500 (May 1990)
Tax Bill$1,457 (2025)
Flood ZoneZone X (minimal risk)
APN29-018456

Property Details

APN / Parcel Number

Primary APN29-018456
Alternative APN
  • 018456

Interior

Full Baths2 Baths
Units2 Units
Stories2 Stories
Building Area2,360 sqft Total Area

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleTownhouse
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area5,116 sqft (0.117 acres)
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area220 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number018456
Street Address12 KLOSTERMAN AVE
CityCUMBERLAND
StateMD
Zip21502-7140
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description12-14 KLOSTERMAN AVE LOT 5 57X85 LAVALE 58X93
Legal Lot Number5
JurisdictionALLEGANY MD
Township / Civil Division29, LA VALE
Census Block Group1
Census Block1004
Census Tract1402

Owner

12 Klosterman Ave, a townhouse, is owned by two individuals who bought it in May 1990.

Source: Allegany County records, as of October 1, 2026

Owner of Record2 Individual Names on File
Mailing Address440 NATIONAL HWY, CUMBERLAND, MD 21502-7129
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 7, 1990 · Amount on File
Deed SaleMay 7, 1990 · Amount on File
Deed Book / Page587 / 741
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 12 Klosterman Ave was $1,457.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$126,633$135,000 Land $15,000 Building $120,000
2025$1,457.00
2023$1,111.00$102,233$109,900 Land $15,000 Building $94,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Klosterman Ave in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims40 (1979–2025)
Claims Outside the SFHA10 of 40
Most Recent ClaimMay 2025 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 4 claims
  • Severe Storms And Flooding, Jan 1996 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Klosterman Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAVALE SANITARY COMMISSION
serves 5,500 people · EPA ID MD0010016
Water SourcePurchased surface water from CITY OF CUMBERLAND
Last State InspectionSep 2025
Lead1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
SkyPacket
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Klosterman Ave

Nearby Streets

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