13 Judith Ct, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 13 Judith Ct, Ocean, NJ 07712

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,776 sqft · built 1959
Lot Size	0.344 acres (15,002 sqft)
Owner	Individual Name on File
Last Sale	$1,225,000 (Apr 2024)
Tax Bill	$15,016 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-00138-0000-00097`

Property Details

APN / Parcel Number

Primary APN	`37-00138-0000-00097`
Alternative APN	`370013800097`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,776 sqft Living Area
1st Floor Area	1,954 sqft
Upper Floors Area	822 sqft
Basement Area	546 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Patio Area	360 sqft
Shed	1 Shed
Shed Area	130 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Street Address	13 JUDITH CT
City	OCEAN
State	NJ
Zip	07712-4136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF15
Legal Description	INCL BLK 138 LOTS 97 & 114 NIT 1A
Legal Block	138
Legal Lot Number	97
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	3
Census Block	3005
Census Tract	806600

Owner

13 Judith Ct is owned and occupied by an individual who bought it in April 2024.

Source: Monmouth County and Ocean Township records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	13 JUDITH CT, OCEAN, NJ 07712-4136
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2024 · Amount on File
Deed Sale	Apr 19, 2024 · Amount on File
Deed Document Number	202425874
Deed Book / Page	9685 / 381
Record Updated	Sep 20, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 19, 2024
Property Address	13 JUDITH CT, OCEAN, NJ 07712-4136
Document Number	0096850381
Book / Page	9685 / 381
Instrument Date	Apr 5, 2024
Instrument	2024025874
Transaction Type	Transfer
Record Updated	May 7, 2024
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,547.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 JUDITH CT, OCEAN, NJ 07712-4136

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 JUDITH CT, OCEAN, NJ 07712-4136

Mortgage

Document Number	0096850392
Date	Apr 19, 2024
Book Page	9685/392
Instrument	2024025875

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	May 1, 2034
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	SOFR Average 30-Day
Max Rate	10.5%

Tax Assessment & Valuation

The 2025 property tax bill for 13 Judith Ct was $15,016, down 0.1% from the year before.

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,227,200 (+12.7%) Land $707,700 Building $519,500	$1,227,200 (+12.7%) Land $707,700 Building $519,500
2025	$15,016.00 (-0.13%)	$1,088,900 Land $658,600 Building $430,300	$1,088,900 Land $658,600 Building $430,300
2024	$15,035.00
2023		$1,281,900 Land $955,500 Building $326,400	$1,281,900 Land $955,500 Building $326,400
2022	$15,570.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Judith Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2010–2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Judith Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20