3 Judith Ct, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 3 Judith Ct, Ocean, NJ 07712

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,086 sqft · built 1959
Lot Size	0.51 acres (22,198 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Dec 1999)
Tax Bill	$11,377 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-00138-0000-00092`

Property Details

APN / Parcel Number

Primary APN	`37-00138-0000-00092`
Alternative APN	`370013800092`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,086 sqft Living Area
1st Floor Area	1,264 sqft
Upper Floors Area	822 sqft
Basement Area	546 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	22,198 sqft (0.51 acres)
Lot Dimensions	150 ft deep x 148 ft wide
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	100 sqft
Patio Area	316 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	3 JUDITH CT
City	OCEAN
State	NJ
Zip	07712-4136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF15
Legal Subdivision	INTERLAKEN GARDENS SEC 03
Legal Block	138
Legal Lot Number	92
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	3
Census Block	3005
Census Tract	806600

Owner

Source: Monmouth County and Ocean Township records · APN 37-00138-0000-00092

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 JUDITH CT, OCEAN, NJ 07712-4136
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 03, 1999 · Amount on Record
Deed Sale	Dec 03, 1999 · Amount on Record
Deed Book / Page	5883 / 538
Last Transfer Date	Mar 02, 2022
Transfer Doc	0095837008
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 10, 2022
Property Address	3 JUDITH CT, OCEAN, NJ 07712-4136
Document Number	0095837008
Book / Page	9583 / 7008
Instrument Date	Mar 02, 2022
Instrument	2022028442
Transaction Type	Transfer
Record Updated	Mar 29, 2022
Title Company	WINTER TITLE AGENCY INC, HUNTER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 JUDITH CT, OCEAN, NJ 07712-4136

Mortgage

Document Number	2022028443
Date	Mar 10, 2022
Instrument	2022028443

Lender

Name	GARDEN STATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Monmouth County and Ocean Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$891,000 (+8%) Land $718,700 Building $172,300	$891,000 (+8%) Land $718,700 Building $172,300
2025	$11,377.00 (-12.24%)	$825,000 (-7.53%) Land $669,600 Building $155,400	$825,000 (-7.53%) Land $669,600 Building $155,400
2024	$12,964.00 (+6.52%)
2023		$892,200 Land $764,000 Building $128,200	$892,200 Land $764,000 Building $128,200
2022	$12,171.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2010–2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2013 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile USA, Xfinity.

Based on FCC filings for 293 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.