13 Janette Dr, Poca, WV 25159 Property Records

Putnam County property record for 13 Janette Dr, Poca, WV 25159

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,696 sqft · built 1979
Lot Size	0.387 acres (16,858 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,500 (Sep 2019)
Tax Bill	$1,782 (2026)
Deeds & Mortgages	Oct 2017 Line of Credit Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-6-0001.0000`

Property Details

APN / Parcel Number

Primary APN	`09-6-0001.0000`
Alternative APNs	`40-09-6-0001.0000` `00011690`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,696 sqft Living Area
1st Floor Area	3,392 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Lot Area	16,858 sqft (0.387 acres)
Lot Dimensions	194 ft deep x 91 ft wide
Terrain	Rolling
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00011690
Street Address	13 JANETTE DR
City	POCA
State	WV
Zip	25159-9707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRT LOT 1 SILVER VALLEY EST
Legal Subdivision	PHASE I OF SILVER VALLEY ESTATES SUB
Legal Lot Number	1
Jurisdiction	PUTNAM WV
Township / Civil Division	1
Census Block Group	3
Census Block	3023
Census Tract	20500

Owner

Source: Putnam County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13 JANETTE DR, POCA, WV 25159-9707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2017	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK OF WEST VIRGINIA
Mar 12, 2019	Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE CORP
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Sep 19, 2019	Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2019 · Amount on Record
Deed Sale	Sep 19, 2019 · Amount on Record
Prior Sale	Mar 12, 2019 · Amount on Record
Deed Document Number	20194701460002
Deed Book / Page	581 / 193
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	13 JANETTE DR, POCA, WV 25159-9707
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001172/595
Date	Oct 13, 2017
Book Page	1172/595

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	CHARLESTON, WV 25313

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	13 JANETTE DR, POCA, WV 25159-9707
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001209/183
Date	Mar 12, 2019
Book Page	1209/183
Instrument	004586850010

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	13 JANETTE DR, POCA, WV 25159-9707
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001308/511
Date	Dec 1, 2021
Book Page	1308/511
Instrument	005166700010

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2041

Interest

Rate Type	Fixed Rate

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM WV
Recording Date	Sep 19, 2019
Property Address	13 JANETTE DR, POCA, WV 25159-9707
Document Number	000581/193
Book / Page	581 / 193
Map Reference	DB 574 PG 197
Instrument Date	Sep 13, 2019
Instrument	004701460002
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$701.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	001223/780
Date	Sep 19, 2019
Book Page	1223/780
Instrument	004701480012

Lender

Name	CARRINGTON MORTGAGE SVCS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Municipality	Poca Town
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,782.00 (+2.95%)	$119,460 (+4.3%) Land $19,200 Building $100,260	$199,100 (+4.3%) Land $32,000 Building $167,100
2025	$1,731.00 (+14.26%)	$114,540 (+10.73%) Land $18,780 Building $95,760	$190,900 (+10.73%) Land $31,300 Building $159,600
2023	$1,515.00 (+5.72%)	$103,440 (+5.06%) Land $18,780 Building $84,660	$172,400 (+5.06%) Land $31,300 Building $141,100
2022	$1,433.00	$98,460 Land $16,320 Building $82,140	$164,100 Land $27,200 Building $136,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1984–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Mar 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 48% of West Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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