13 Howe St, Bristol, RI 02809 Property Records

Bristol Town property record for 13 Howe St, Bristol, RI 02809

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,346 sqft · built 2017
Lot Size	0.322 acres (14,018 sqft)
Owner	2 Trust Names on Record
Last Sale	$750,000 (Jul 2019)
Tax Bill	$13,814 (2026)
Deeds & Mortgages	Jun 2021 Refinance Dec 2020 Refinance + 4 more
Flood Zone	Zone X (moderate risk)
APN	`50-0059-21`

Property Details

APN / Parcel Number

Primary APN	`50-0059-21`
Alternative APNs	`BRIS M:20 L:103` `1494`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,346 sqft Living Area
Gross Area	7,096 sqft
Basement Area	2,224 sqft
Unfinished Basement	2,224 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,018 sqft (0.322 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	50-0059-21
Street Address	13 HOWE ST
City	BRISTOL
State	RI
Zip	02809-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Lot Number	103
Jurisdiction	BRISTOL RI
Township / Civil Division	BRISTOL
Census Block Group	2
Census Block	2009
Census Tract	30800

Owner

Source: Bristol Town records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	1201 ISLA VERDE SQ, VERO BEACH, FL 32963-3991
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION
Dec 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION
Jul 16, 2019	Warranty Deed, Transfer · Conventional Mortgage NAVIGANT CU
Dec 26, 2018	Warranty Deed, Transfer Quitclaim
Dec 26, 2018	Warranty Deed, Transfer Quitclaim
Dec 26, 2018	Warranty Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2019 · Amount on Record
Deed Sale	Jul 16, 2019 · Amount on Record
Deed Document Number	20191889
Deed Book / Page	1990 / 229
Prior Transfer Date	Jan 8, 2018
Prior Transfer Doc	1968-8
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	13 HOWE ST, BRISTOL, RI 02809-2018
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002118-100
Date	Jun 17, 2021
Book Page	2118/100
Instrument	11507

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	13 HOWE ST, BRISTOL, RI 02809-2018
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2080-92
Date	Dec 28, 2020
Book Page	2080/92
Instrument	8672

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL RI
Recording Date	Jul 16, 2019
Property Address	13 HOWE ST, BRISTOL, RI 02809-2018
Document Number	1990-229
Book / Page	001990 / 000229
Instrument Date	Jul 16, 2019
Instrument	89
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 MIDDLE ST NORTH SMITHFIELD RI 028968414, NORTH SMITHFIELD, RI 02896-8414

Mortgage

Document Number	1990-232
Date	Jul 16, 2019
Book Page	001990/000232
Instrument	90

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 15, 2034

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL RI
Recording Date	Dec 26, 2018
Property Address	13 HOWE ST, BRISTOL, RI 02809-2018
Document Number	1968-12
Book / Page	001968 / 000012
Instrument Date	Jan 8, 2018
Instrument	3773
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	404 HIGH ST BRISTOL RI 028091937, BRISTOL, RI 02809-1937

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL RI
Recording Date	Dec 26, 2018
Property Address	13 HOWE ST, BRISTOL, RI 02809-2018
Document Number	1968-8
Book / Page	001968 / 000008
Instrument Date	Jan 8, 2018
Instrument	3771
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 HIGH ST BRISTOL RI 028091937, BRISTOL, RI 02809-1937

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL RI
Recording Date	Dec 26, 2018
Property Address	13 HOWE ST, BRISTOL, RI 02809-2018
Document Number	1968-10
Book / Page	001968 / 000010
Instrument Date	Jan 8, 2018
Instrument	3772
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	404 HIGH ST BRISTOL RI 028091937, BRISTOL, RI 02809-1937

Tax Assessment & Valuation

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Bristol Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$13,814.00 (+18.66%)
2025	$11,642.00 (+3.45%)	$842,400 (-) Land $288,600 Building $553,800
2023	$11,254.00 (-6.65%)	$842,400 (-9.17%) Land $288,600 Building $553,800
2022	$12,056.00	$927,400 Land $288,600 Building $638,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	62 units insured incl. 28 condo units
Nearby Flood Claims	49 (1979–2018)
Claims Outside the SFHA	3 of 49
Most Recent Claim	Mar 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
i3 Broadband Cable	2,000 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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