12 Howe St, Bristol, RI 02809 Property Records

Bristol Town property record for 12 Howe St, Bristol, RI 02809

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,391 sqft · built 1880
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Jul 2025)
Tax Bill	$11,484 (2026)
Deeds & Mortgages	Jul 2025 Sale Dec 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-0547-10`

Property Details

APN / Parcel Number

Primary APN	`2-0547-10`
Alternative APNs	`BRIS M:20 L:105` `1496`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,391 sqft Living Area
Gross Area	3,516 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	10,001 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2-0547-10
Street Address	12 HOWE ST
City	BRISTOL
State	RI
Zip	02809-2042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Lot Number	105
Jurisdiction	BRISTOL RI
Township / Civil Division	BRISTOL
Census Block Group	2
Census Block	2009
Census Tract	30800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bristol Waterfront Historic District listed 1975 · 449 contributing resources · NRIS 75000053

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

12 Howe St is owned by two individuals who bought it in July 2025.

Source: Bristol Town records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 LILLIAN WAY, WAYLAND, MA 01778-3030
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2025	Deed, Transfer
Dec 29, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANKNEWPORT
Mar 30, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2025 · Amount on File
Deed Sale	Jul 17, 2025 · Amount on File
Prior Sale	Jun 30, 2000 · Amount on File
Deed Book / Page	2287 / 250
Prior Transfer Date	Dec 29, 2022
Prior Transfer Doc	002199-138
Record Updated	Oct 29, 2026

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BRISTOL RI
Recording Date	Jul 17, 2025
Property Address	12 HOWE ST, BRISTOL, RI 02809-2042
Document Number	002287-250
Book / Page	2287 / 250
Instrument Date	Jul 16, 2025
Instrument	2025-1503
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 LILLIAN WAY, WAYLAND, MA 01778-3030
Investor	Possibly a Property Investor

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRISTOL RI
Recording Date	Dec 29, 2022
Property Address	12 HOWE ST, BRISTOL, RI 02809-2042
Document Number	002199-138
Book / Page	2199 / 138
Instrument Date	Dec 29, 2022
Instrument	3807
Transaction Type	Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 HOWE ST, BRISTOL, RI 02809-2042

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	12 HOWE ST, BRISTOL, RI 02809-2042
Document Number	2055-268
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 HOWE ST BRISTOL RI 028092042, BRISTOL, RI 02809-2042

Mortgage

Document Number	2055-268
Date	Sep 8, 2020
Book Page	002055/000268
Instrument	6890

Lender

Name	BANKNEWPORT

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRISTOL RI
Recording Date	Mar 30, 2020
Property Address	12 HOWE ST, BRISTOL, RI 02809-2042
Document Number	2027-277
Book / Page	2027 / 277
Instrument Date	Mar 13, 2020
Instrument	4802
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 HOWE ST, BRISTOL, RI 02809-2042

Mortgage

Document Number	2027-280
Date	Mar 30, 2020
Book Page	2027/280
Instrument	4803

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 12 Howe St was $11,484, up 16.2% from the year before.

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Bristol Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$11,484.00 (+16.18%)
2025	$9,885.00	$715,300 Land $249,300 Building $466,000
2023	$9,556.00 (+2.76%)	$715,300 (-) Land $249,300 Building $466,000
2022	$9,299.00	$715,300 Land $249,300 Building $466,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12 Howe St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	62 units insured incl. 28 condo units
Nearby Flood Claims	49 (1979–2018)
Claims Outside the SFHA	3 of 49
Most Recent Claim	Mar 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Howe St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
i3 Broadband Cable	2,000 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Howe St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures