Henderson County property record for 13 Hemlock Rd, Mills River, NC 28759
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,484 sqft · built 1955 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | Individual Name on File |
| Last Sale | $395,000 (Aug 2023) |
| Tax Bill | $1,493 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9519991253 |
| Primary APN | 9519991253 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,484 sqft Heated Area |
| 1st Floor Area | 1,484 sqft |
| Basement Area | 1,153 sqft |
| Unfinished Basement | 1,153 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 45,738 sqft (1.05 acres) |
| Porch | Slab |
| Porch Area | 160 sqft |
| Deck Area | 249 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 9933971 |
|---|---|
| Street Address | 13 HEMLOCK RD |
| City | MILLS RIVER |
| State | NC |
| Zip | 28759-9545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9933971~MR |
| Legal Description | ALEXANDER LO7 PLB-317A |
| Legal Subdivision | ALEXANDER |
| Legal Block | 99 |
| Legal Lot Number | 1253 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | MILLS RIVER |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 930703 |
13 Hemlock Rd is owned and occupied by an individual who bought it in August 2023.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13 HEMLOCK RD, MILLS RIVER, NC 28759-9545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Aug 25, 2023 | Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Aug 22, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2023 · Amount on File |
| Deed Sale | Aug 25, 2023 · Amount on File |
| Prior Sale | Aug 22, 2022 · Amount on File |
| Deed Document Number | 20231002772 |
| Deed Book / Page | 4079 / 641 |
| Prior Transfer Date | Aug 3, 2016 |
| Prior Transfer Doc | 0016730603 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 13 HEMLOCK RD, MILLS RIVER, NC 28759-9545 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 13 HEMLOCK RD, MILLS RIVER, NC 28759-9545 |
| Document Number | 0044160456 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 4416/456 |
| Instrument | 1001046724 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | 950 W BETHANY DR STE 800, ALLEN, TX 75013 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Aug 25, 2023 |
| Property Address | 13 HEMLOCK RD, MILLS RIVER, NC 28759-9545 |
| Document Number | 0040790641 |
| Book / Page | 4079 / 641 |
| Map Reference | CAB B SL 317A |
| Instrument Date | Aug 25, 2023 |
| Instrument | 1001002772 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $790.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 136 TANGLEWOOD DR, MILLS RIVER, NC 28759-3874 |
| Name | Verified Name |
|---|---|
| Address | 13 HEMLOCK RD, MILLS RIVER, NC 28759-9545 |
| Document Number | 1001002773 |
|---|---|
| Date | Aug 25, 2023 |
| Instrument | 1001002773 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Aug 22, 2022 |
| Property Address | 13 HEMLOCK RD, MILLS RIVER, NC 28759-9545 |
| Document Number | 0039530430 |
| Book / Page | 3953 / 430 |
| Map Reference | MB 4 PG 54 |
| Instrument Date | Aug 17, 2022 |
| Instrument | 985278 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $272.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 S BRIDGE ST, 100, WILKESBORO, NC 28697-2403 |
| Name | Verified Name |
|---|---|
| Address | 136 TANGLEWOOD DR, MILLS RIVER, NC 28759-3874 |
The 2025 property tax bill for 13 Hemlock Rd was $1,493.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Mills River Town |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $346,500 (-) Land $51,000 Building $295,500 | ||
| 2025 | $1,493.00 | $346,500 Land $51,000 Building $295,500 | |
| 2023 | $257,900 Land $51,000 Building $206,900 | $346,500 Land $51,000 Building $295,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13 Hemlock Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13 Hemlock Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAPLE HILLS MHP private · serves 185 people · EPA ID NC0145115 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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