Henderson County property record for 10 Hemlock Rd, Mills River, NC 28759
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,488 sqft · built 1950 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Mar 2024) |
| Tax Bill | $1,077 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Jun 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9519898197 |
| Primary APN | 9519898197 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,488 sqft Heated Area |
| 1st Floor Area | 1,488 sqft |
| Basement Area | 1,116 sqft |
| Unfinished Basement | 1,116 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 42,689 sqft (0.98 acres) |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 801683 |
|---|---|
| Street Address | 10 HEMLOCK RD |
| City | MILLS RIVER |
| State | NC |
| Zip | 28759-9545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 801683~MR- |
| Legal Description | ALEXANDER SUBDIVISION LO14 PL2023-15296 |
| Legal Subdivision | ALEXANDER SUBDIVISION |
| Legal Block | 89 |
| Legal Lot Number | 8197 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | MILLS RIVER |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 930703 |
10 Hemlock Rd is owned and occupied by two individuals who bought it in March 2024.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 HEMLOCK RD, MILLS RIVER, NC 28759-9545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 28, 2024 | Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Jun 29, 2023 | Warranty Deed, Transfer |
| Jul 21, 2017 | Deed of Trust, Mortgage UNITED COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2024 · Amount on File |
| Deed Sale | Mar 28, 2024 · Amount on File |
| Prior Sale | Jun 29, 2023 · Amount on File |
| Deed Document Number | 20241012350 |
| Deed Book / Page | 4149 / 261 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Mar 28, 2024 |
| Property Address | 10 HEMLOCK RD, MILLS RIVER, NC 28759-9545 |
| Document Number | 0041490261 |
| Book / Page | 4149 / 261 |
| Map Reference | MB 2023 SL 15296 |
| Instrument Date | Mar 25, 2024 |
| Instrument | 1001012350 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $920.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 701 N FORT LAUDERDALE BEACH BLVD # BLVDTH5, BLVDTH5, FT LAUDERDALE, FL 33304-4142 |
| Name | Verified Name |
|---|---|
| Address | 1645 ASHEVILLE HWY, HENDERSONVILLE, NC 28791-2305 |
| Document Number | 1001012351 |
|---|---|
| Date | Mar 28, 2024 |
| Instrument | 1001012351 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Number | 0041490264 |
|---|---|
| Date | Mar 28, 2024 |
| Book Page | 4149/264 |
| Instrument | 1001012351 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | 950 W BETHANY DR STE 800, ALLEN, TX 75013 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Jun 29, 2023 |
| Property Address | 10 HEMLOCK RD, MILLS RIVER, NC 28759-9545 |
| Document Number | 0040610078 |
| Book / Page | 4061 / 78 |
| Map Reference | MB 4 PG 54 |
| Instrument Date | Jun 22, 2023 |
| Instrument | 1001000105 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 188 SE 49TH AVE, CROSS CITY, FL 32628-3868 |
| Name | Verified Name |
|---|---|
| Address | 701 N FORT LAUDERDALE BEACH BLVD UNIT TH5, TH5, FORT LAUDERDALE, FL 33304-4143 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 10 HEMLOCK RD, MILLS RIVER, NC 28759-9545 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030810553 |
|---|---|
| Date | Jul 21, 2017 |
| Book Page | 3081/553 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Aug 1, 2042 |
The 2025 property tax bill for 10 Hemlock Rd was $1,077.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Mills River Town |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $250,100 Land $49,000 Building $201,100 | ||
| 2025 | $1,077.00 | ||
| 2023 | $147,700 Land $50,600 Building $97,100 | $250,100 Land $49,000 Building $201,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10 Hemlock Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Hemlock Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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