12 Harding Ave, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 12 Harding Ave, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	3,240 sqft · built 1950
Lot Size	0.464 acres (20,190 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (Oct 2020)
Tax Bill	$14,413 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-01020-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`05-01020-0000-00021`
Alternative APNs	`050102000021` `00024897`

Interior

Stories	2 Stories
Building Area	3,240 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	20,190 sqft (0.464 acres)
Lot Dimensions	206 ft deep x 102 ft wide

Location & Zoning

Account Number	00024897
Street Address	12 HARDING AVE
City	EDISON
State	NJ
Zip	08820-2536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	102X206 IRR
Legal Subdivision	STEPHENVILLE SEC 02-B
Legal Block	1020
Legal Lot Number	21
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	1
Census Block	1009
Census Tract	1415

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 HARDING AVE, EDISON, NJ 08820-2536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Prior Sale	Jul 29, 1988 · Amount on Record
Deed Document Number	2020108109
Deed Book / Page	18105 / 1944
Record Updated	Sep 20, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Oct 30, 2020
Property Address	12 HARDING AVE, EDISON, NJ 08820-2536
Document Number	2020108109
Book / Page	18105 / 1944
Instrument Date	Oct 23, 2020
Instrument	2020108109
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	INVESTMENT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,564.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 2ND AVE # AVE12, 200, BELMAR, NJ 07719-5000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 HARDING AVE, EDISON, NJ 08820-2536

Mortgage

Document Number	2020108110
Date	Oct 30, 2020
Instrument	2020108110

Lender

Name	MLD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,200 (-) Land $110,400 Building $131,800	$242,200 (-) Land $110,400 Building $131,800
2025	$14,413.00 (-0.03%)	$242,200 (-) Land $110,400 Building $131,800	$242,200 (-) Land $110,400 Building $131,800
2024	$14,418.00 (+0.51%)
2023		$242,200 Land $110,400 Building $131,800	$242,200 Land $110,400 Building $131,800
2022	$14,345.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30