13 Georgetown Dr, Fort Mitchell (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 13 Georgetown Dr, Fort Mitchell, KY 41017

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,728 sqft · built 1976
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Jul 2024)
Tax Bill	$2,618 (2025)
Deeds & Mortgages	Jul 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028-10-06-004.00`

Property Details

APN / Parcel Number

Primary APN	`028-10-06-004.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,728 sqft Finished Area
Gross Area	4,228 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	13 GEORGETOWN DR
City	FT MITCHELL
State	KY
Zip	41017-2807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNYMEDE ANNEX SEC 3 LOT 65 0.43 ACS NWS GEORGETOWN DR
Legal Subdivision	SUNNYMEDE ANNEX
Legal Phase	3
Legal Lot Number	65
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3021
Census Tract	64700

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13 GEORGETOWN DR, FT MITCHELL, KY 41017-2807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2024 · Amount on Record
Deed Sale	Jul 15, 2024 · Amount on Record
Prior Sale	Nov 2, 2023 · Amount on Record
Deed Document Number	202435
Deed Book / Page	294 / 464
Prior Transfer Date	Aug 18, 2005
Prior Transfer Doc	0005900192
Record Updated	Oct 29, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 15, 2024
Property Address	13 GEORGETOWN DR, FT MITCHELL, KY 41017-2807
Document Number	0005900035
Book / Page	KC 294 / 464
Map Reference	PL 1074
Instrument Date	Jul 12, 2024
Instrument	24071505900035
Transaction Type	Transfer
Record Updated	Nov 28, 2025
Title Company	AGILITY CLOSING AND TITLE SE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	886 WOODBURY DR, VILLA HILLS, KY 41017-1363

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13 GEORGETOWN DR, FORT MITCHELL, KY 41017-2807

Mortgage

Document Number	0005900036
Date	Jul 15, 2024
Instrument	24071505900036

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Mitchell City
Unified School District	Beechwood Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$700,000 (-) Land $100,000 Building $600,000	$700,000 (-) Land $100,000 Building $600,000
2025	$2,618.00 (-9.13%)	$700,000 (-1.14%) Land $100,000 Building $600,000	$700,000 (-1.14%) Land $100,000 Building $600,000
2023	$2,881.00	$708,100 Land $100,000 Building $608,100	$708,100 Land $100,000 Building $608,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20