Kenton County property record for 10 Georgetown Dr, Fort Mitchell, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,952 sqft · built 1987 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (Feb 1996) |
| Tax Bill | $3,704 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-10-08-004.00 |
| Primary APN | 028-10-08-004.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 4,952 sqft Finished Area |
| Gross Area | 5,021 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 10 GEORGETOWN DR |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-2858 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNNYMEDE ANNEX SEC 3 LOT 56 0.43 ACS SES GEORGETOWN |
| Legal Subdivision | SUNNYMEDE ANNEX |
| Legal Phase | 3 |
| Legal Lot Number | 56 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 64700 |
Source: Kenton County records · APN 028-10-08-004.00
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 GEORGETOWN DR, FT MITCHELL, KY 41017-2858 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Feb 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Sep 24, 2018 | Warranty Deed, Transfer US BK |
| May 01, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage EMERY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 06, 1996 · Amount on Record |
| Deed Sale | Feb 06, 1996 · Amount on Record |
| Last Transfer Date | Feb 09, 2016 |
| Transfer Doc | 0005900070 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 10 GEORGETOWN DR, FT MITCHELL, KY 41017-2858 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005900007 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 330/204 |
| Instrument | 22012505900007 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 10 GEORGETOWN DR, FT MITCHELL, KY 41017-2858 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005900248 |
|---|---|
| Date | Feb 02, 2021 |
| Book Page | 161/638 |
| Instrument | 21020205900248 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Aug 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 24, 2018 |
| Property Address | 10 GEORGETOWN DR, FT MITCHELL, KY 41017-2858 |
| Document Number | 0000000311 |
| Book / Page | 0C6508 / 000147 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 311 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $820.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10 GEORGETOWN DR FORT MITCHELL KY 410172858, FORT MITCHELL, KY 41017-2858 |
| Document Number | 312 |
|---|---|
| Date | Sep 24, 2018 |
| Book Page | 0C6508/000150 |
| Instrument | 312 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 23, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 01, 2017 |
| Property Address | 10 GEORGETOWN DR, FT MITCHELL, KY 41017-2858 |
| Document Number | 0000000255 |
| Book / Page | 0C6148 / 000169 |
| Instrument Date | Apr 24, 2017 |
| Instrument | 255 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 GEORGETOWN DR FORT MITCHELL KY 410172858, FORT MITCHELL, KY 41017-2858 |
| Document Number | 256 |
|---|---|
| Date | May 01, 2017 |
| Book Page | 0C6148/000171 |
| Instrument | 256 |
| Name | EMERY FCU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 30, 2032 |
| Document Number | 125, |
|---|---|
| Date | May 01, 2017 |
| Book Page | 0C6201/000088 |
| Instrument | 125 |
| Name | EMERY FCU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 30, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Mitchell City |
| Unified School District | Beechwood Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,704.00 (-8.11%) | $990,600 (-) Land $100,000 Building $890,600 | $990,600 (-) Land $100,000 Building $890,600 |
| 2023 | $4,031.00 | $990,600 Land $100,000 Building $890,600 | $990,600 Land $100,000 Building $890,600 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 273 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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