13 Gardner Cir, Natchez, MS 39120 Property Records

Adams County property record for 13 Gardner Cir, Natchez, MS 39120

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,200 sqft · built 1972
Lot Size0.45 acres (19,737 sqft)
Owner2 Individual Names on File
Tax Bill$1,177 (2025)
Flood ZoneZone X (minimal risk)
APN0186A0001 0060

Property Details

APN / Parcel Number

Primary APN0186A0001 0060
Alternative APNs
  • 015946
  • 15946

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialAsphalt
Lot Area19,737 sqft (0.45 acres)
Lot Dimensions151 ft deep x 49.4 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number15946
Street Address13 GARDNER CIR
CityNATCHEZ
StateMS
Zip39120-8826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionH&L#8-B SD L#8 GARDNER S/D REV PT WILDERNESS MAP#29-110D-86
Legal Range02W
Legal Township07N
Legal Section17
Legal SubdivisionGARDNER S/D
JurisdictionADAMS MS
Township / Civil Division4
Census Block Group3
Census Block3005
Census Tract200

Owner

13 Gardner Cir is owned by two individuals who acquired it in March 2011.

Source: Adams County records, as of March 10, 2026

Owner of Record2 Individual Names on File
Mailing Address117 OLD COUNTRY CLUB RD, NATCHEZ, MS 39120-8966
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 11, 2011
Deed SaleMar 11, 2011
Deed Book / Page25-E / 321
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 13 Gardner Cir was $1,177, up 20.6% from the year before.

Source: Adams County assessment roll, as of March 10, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyAdams County
Unified School DistrictNatchez-Adams School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,177.00 (+20.59%)$9,611 (+24.82%)$64,070 (+24.82%) Land $7,500 Building $56,570
2024$976.00 (+0.62%)$7,700 (+49.69%)$51,330 (-0.21%) Land $7,500 Building $43,830
2023$970.00 (+7.66%) Homeowner's exemption$5,144 (-33.33%) Land $750 Building $4,394$51,440 Land $7,500 Building $43,940
2022$901.00$7,716
2021$51,440 Land $7,500 Building $43,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Gardner Cir in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims8 (1979–1994)
Most Recent ClaimJan 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Gardner Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROADMOOR UTILITIES, INC
public/private · serves 1,185 people · EPA ID MS0010005
Water SourceGroundwater
Last State InspectionMar 2023
Lead2 ppb (2026)
action level 15 ppb
Copper1.92 mg/L (2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
currently in violation since Jun 2020
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
C Spire Wireless
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Gardner Cir

Nearby Streets

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