Adams County property record for 3 Gardner Cir, Natchez, MS 39120
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,200 sqft · built 1972 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,107 (2025) |
| Deeds & Mortgages | Apr 2025 Sale Jan 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0186A0001 0055 |
| Primary APN | 0186A0001 0055 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Year Built | Built 1972 |
|---|---|
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 15,000 sqft |
| Lot Dimensions | 200 ft deep x 75 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 7852 |
|---|---|
| Street Address | 3 GARDNER CIR |
| City | NATCHEZ |
| State | MS |
| Zip | 39120-8826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H&L#3 GARDNER S/D REV WILDERNESS MAP#29-110D-81 |
| Legal Range | 02W |
| Legal Township | 07N |
| Legal Section | 17 |
| Legal Subdivision | GARDNER S/D |
| Jurisdiction | ADAMS MS |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 200 |
3 Gardner Cir is owned by an individual who acquired it in April 2025.
Source: Adams County records, as of March 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3007 DESERT PALM CT, DUMFRIES, VA 22026-4521 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2025 | Warranty Deed, Transfer |
| Jan 21, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2025 |
| Deed Sale | Apr 17, 2025 |
| Prior Sale | Jan 21, 2021 |
| Deed Document Number | 144072 |
| Deed Book / Page | 29L / 561 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS MS |
| Recording Date | Apr 17, 2025 |
| Property Address | 3 GARDNER CIR, NATCHEZ, MS 39120-8826 |
| Document Number | 00029L/561 |
| Book / Page | 29L / 561 |
| Instrument Date | Apr 17, 2025 |
| Instrument | 144072 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3007 DESERT PALM CT, DUMFRIES, VA 22026-4521 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS MS |
| Recording Date | Jan 21, 2021 |
| Property Address | 3 GARDNER CIR, NATCHEZ, MS 39120-8826 |
| Document Number | 000028/662 |
| Book / Page | 28 / 662 |
| Instrument Date | Dec 8, 2020 |
| Instrument | 129026 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 719 HIGHWAY 61 S, NATCHEZ, MS 39120-8612 |
| Name | Verified Name |
|---|---|
| Address | 719 HIGHWAY 61 S, NATCHEZ, MS 39120-8612 |
The 2025 property tax bill for 3 Gardner Cir was $1,107, up 20.7% from the year before.
Source: Adams County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Adams County |
| Unified School District | Natchez-Adams School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,107.00 (+20.72%) | $9,042 (+24.98%) | $60,280 (+24.98%) Land $6,760 Building $53,520 |
| 2024 | $917.00 (+0.55%) | $7,235 (+48.17%) | $48,230 (-1.23%) Land $6,760 Building $41,470 |
| 2023 | $912.00 (+6.67%) Homeowner's exemption | $4,883 (-33.34%) Land $676 Building $4,207 | $48,830 Land $6,760 Building $42,070 |
| 2022 | $855.00 | $7,325 | |
| 2021 | $48,830 Land $6,760 Building $42,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Gardner Cir in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 8 (1979–1994) |
| Most Recent Claim | Jan 1994 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Gardner Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROADMOOR UTILITIES, INC public/private · serves 1,185 people · EPA ID MS0010005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Copper | 1.92 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Jun 2020 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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